CASHe - The convenience of getting personal loans via a mobile app CASHe - The convenience of getting personal loans via a mobile app

Wednesday, December 14th, 2016

The convenience of getting personal loans via a mobile app

Loans have always been a very prickly subject for Indians. Most of us have built our way up, with hardly any monetary backup. We have a rather peculiar habit of investing all our savings for the future or the education of our kids. So, when there comes a time to buy a new house or car, we turn to the big banks for big loans. But, what about the times when we require small loans – may be for the maintenance of the house, or to pay medical bills which couldn’t be covered by insurance. These small loans are even more difficult to get from banks. Not to mention, getting an instant personal loan in India is not easy, and there is nothing ‘instant’ about the process. If you fall under the age group of 25-35 years, chances are, your credit score is low, and you might have already got rejected by banks at least once. Also, for someone who spends all day, Monday to Friday in an office, it is really not possible to take out time and spend hours in a bank waiting for the bank manager approves your loan. In a world where we can order taxis, groceries, and even medical help online, there is no reason for us to go to banks every time we need small loans. With mobile apps like CASHe, you can receive quick loans online wherever you are; and the whole process takes less than 8 minutes on average. CASHe – The Mobile Lending Platform The CASHe personal loan app is a unique and one of its kind lending platform, which provides short term personal loans to individuals with the help of a proprietary algorithm. The platform completely automates the entire loaning process by combining the individual’s social and mobile data, and the documents uploaded by them. With no physical paper or signatures involved, CASHe is able to completely eliminate human interface and make the entire process smooth and swift. Not the mention, the platform also provides flexible lending options, and customers can choose the right plan according to their requirements. Since these are short term loans, they are available for 15, 30, or 90 day periods, and the interest rates are on par with the other credit cards. A product specially designed for millennials, CASHe provides loans ranging from INR 5,000 – 100,000. Why opt for personal loans through mobile apps The ease of access presented by mobile apps is undeniable. By taking personal loans through mobile apps, there is no need to get all your documents in order, stand in a queue at banks, day after day and try to convince the bank manager to give you a loan. Mobile apps like CASHe cut down all the time by providing a transparent interface, better accessibility, and support. This is the reason why CASHe received more than 90,000 downloads and 10,000 borrowers in just a few months and has quickly become the best app for loans. If you too are looking for a short term personal loans, but standing in bank queues doesn’t seem worth the effort, it’s time for you to switch to mobile apps for loans.

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