Secure a Medical Loan Upto ₹4 Lakhs | CASHe

Medical Financing For
Medical Emergencies

Don’t worry about dealing with the sudden medical expenses when you can take a medical loan from CASHe. A medical emergency can disrupt your peace of mind and deplete your finances in no time. It may come unexpectedly and leave you scrambling for funds – which you may not have on your hands. But waiting to gather the money is not an option. At this juncture, you should apply for a medical loan to bail you out of the financial emergency.

Get a loan

What is a Medical Loan?

As the name suggests, a medical loan is a type of personal loan that comes in use as a financial aid during medical emergencies. CASHe offers hassle-free personal loans that are processed quickly, digitally and without any paperwork – all through your smartphone. Our medical loan is flexible in its terms and simple in its repayment objectives. We offer up to ₹4,00,000 in medical loan money, and process the amount quickly to eliminate the hassle you would normally experience in getting a quick sanction, so that you can focus on getting timely treatment at the best facilities.

Features & Benefits of
Medical Loan

Features & Benefits of Medical Loan

A medical emergency loan not only eases your worry about paying for expensive medical care and hospitalisation, but also gives you the freedom to start immediate treatment. There’s no need to defer important treatment or surgeries when you have a medical emergency loan in your hands. CASHe offers you an EMI-based medical loan to pay for hospitalisation, treatment, surgery, post-surgery care and therapy, daily medication, ambulance costs, and so on. In doing so, it takes some of the pressure off your health insurance plan, whose coverage may be insufficient in paying all the aforementioned costs.

CASHe’s quick and simple medical emergency loan funds the entire gamut of treatment and hospitalisation at a facility of your choice. These are the salient features of the loan product:

  • Simple eligibility criteria listed on the app
  • CASHe quickly checks your salary and credit score to save valuable time. Also, the documentation is minimal and uploaded on the app to save time and effort
  • Once approved, you get the medical loan in your savings account in just a few minutes
  • Loan repayment is simple – pay directly to our bank account or foreclose early with no extra charges

₹4,000cr+

disbursed so far

20 million+

app downloads

4 lakh+

loyal customers

How to Apply For a
Medical Loan

What are the requirements for a medical loan?

As you are now familiar with the eligibility criteria and how much loan you can get as per your salary and credit score, you can now proceed to apply for the medical expense loan on our app:

Download the CASHe app on your smartphone. Get it from the Google Play Store or Apple App Store.

Set it up as directed – input the OTP sent to your mobile number, followed by email ID and bank details.

Ensure you have all the required documents to upload on the app

Upload the above set of self-attested documents on the app and await approval from us.

Once approved, we disburse the loan for medical expenses to your savings account in a few minutes.

CASHe reserves the right to reject your loan application based on a low credit score, or incorrect/falsified information in your documents. However, you may reapply after three months with correct documents and a higher credit score.

This is how

helped Noopur

Noopur’s family got into an accident recently and the sudden expenses had her worried.

Her friend suggested that she should use CASHe to secure a personal loan for medical expenses.

Since the application process barely takes a few minutes and the loan amount will get disbursed within a short period of time, it became an ideal solution in such a situation.

Noopur took her friend’s advice and applied for a loan on CASHe and was able to deal with the medical emergencies without having to dip into her savings.

Loan Configuration for Medical Loan

Loan Plans & Tenures

CASHe offers a wide range of plans so that you can choose what is best for you.

90 days
(3 months)

Minimum Salary:
₹15,000

Loan Amount:
₹15,000 - ₹1,10,000

180 days
(6 months)

Minimum Salary:
₹20,000

Loan Amount:
₹20,000 - ₹2,10,000

270 days
(9 months)

Minimum Salary:
₹25,000

Loan Amount:
₹50,000 - ₹2,58,000

365 days
(12 months)

Minimum Salary:
₹40,000

Loan Amount:
₹75,000 - ₹3,00,000

540 days
(18 months)

Minimum Salary:
₹50,000

Loan Amount:
₹1,25,000 - ₹4,00,000

Eligibility Criteria for Medical Loan

Let’s check your eligibility before you apply for the loan for medical treatment. They are:

Eligibility Criteria

What is the eligibility criteria for a medical loan?

Must be an Indian citizen

Must be at least 18 years of age

Must be a salaried professional

Must have monthly salary of ₹15,000 or more

Must have a Facebook or a Linkedin Account

Required Documents

What are the documents required for a medical loan?

Photo Identity Proof
(PAN Card)

Income Proof
(Latest Salary Slip)

Identity Proof
(Aadhar Card)

Permanent Address
Proof

(Accepted Documents)

Latest Bank
Statement showing
Salary Credit

Frequently Asked Questions

Have a question not mentioned here? Feel free to contact us and we will respond as soon as possible.

I don’t have a smartphone. Can I apply for your medical loan?

Our app is a smartphone-enabled one, so you will need a smartphone to apply.

How do I get a medical emergency loan?

You can apply for a personal loan for medical treatment on the CASHe mobile loan app.

Is a medical loan a personal loan?

A personal loan can be used for multiple purposes and one is for medical emergencies so a personal loan can also be called a medical loan.

Is it difficult getting approved for a medical loan?

If you are applying for one on CASHe, it is very easy, quick and convenient!

What is the minimum and maximum borrowing limit for a medical loan?

You can borrow a minimum of ₹15,000 and a maximum of ₹4,00,000.

Benefits of a loan for a medical emergency or treatment?

One of the biggest benefits of taking a loan is that you have some form of financial support that ensures you don’t have to deplete your savings. What’s more, in a medical emergency, you should be able to access the required funds without wasting valuable time. That is why, taking a loan for medical expenses from a personal loan app makes sense because the approval and disbursement is very quick.

Are medical loans tax deductible?

Personal loans for medical emergencies are tax deductible.

What credit score is needed for medical financing?

A good average score is needed to ensure the loan gets approved and gets approved quickly. Having a credit score of at least 750 will be needed for having the loan approved for medical financing.

What are the EMI options available?

You can choose an EMI plan from Options of 90, 180, 270, 365 and 540 days.

What are the repayment options available on CASHe?

Once you choose your repayment plan, you can either opt for the auto-debit facility or make payments through NEFT/IMPS.
Please write to support@cashe.co.in if you need further assistance.