

Tuesday, October 10th, 2017
The CASHe Loan App for Your Month-End Money Crisis
Featured in:
Instant personal loans, Loan app, Month end cash crisis, Personal loans
Are you left with 500 bucks in your savings account and still 7 days before the next salary credit? And you wonder where did all the money go? Overspending during the first half of a month has been a noted trend amongst the young salaried millennial group. A month-end can leave over spenders of this group worried by a money crunch,with little or no cash in their savings account. And then comes the period of surviving on instant noodles. Just as you were about to eat them, your roommates eat away your share.You get used to this month-end cash crunch cycle till the time serious issues appear. This time around, you have to pay an unexpected medical bill, but do not have the necessary cash flow because you are broke.
How can you avoid this cash crunch every month? A few proven tips are listed below:
- Maintain a daily expense diary – this helps you to keep a check on unnecessary expenditure
- Plan your monthly expense – by planning your month ahead, you know the exact amount of liquid cash for that month, which is the amount after deducting fixed monthly expenses from your net salary
- Keep a daily budget – divide your disposable amount by the number of days for a daily allowance limit and if you stick to your daily expense limit, you won’t overspend
- Keep an emergency/miscellaneous fund – set aside a fund for unpredictable expenses
- Recurring deposits – choose between small period schemes or longer period schemes offered by banks to create a cash reserve
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