Secure a Travel Loan of Upto ₹4 Lakhs | CASHe

Travel The World With CASHe

Fulfil your vacation dreams by securing a personal loan to travel to your dream destination!

Travel improves the mind and broadens the horizons, but it is also expensive. You aim to take one foreign trip a year, after saving up for several months before planning the trip. But what if there was a way to go on that coveted holiday right now?

Get a loan

Travelling is fun and educational, but you need to set aside quite a bit of money to buy tickets, book hotels, inter-city travel, shop for souvenirs, etc. You must also arrange for visas on time – for which you need to book your hotels and tickets first.

What is a Travel Loan?

Wait no more to get the bookings underway – take the CASHe instant travel loan and jet off in style. A travel loan is a personal loan that you can apply for through your smartphone using the CASHe app. This loan amount can be used to fund domestic and international trips. All you need to focus on now is finding the perfect destination for your adventures.

Features & Benefits of
Travel Loan

What are the features and benefits of a travel loan?

A travel or vacation loan gives you the leeway to plan the trip of your dreams. CASHe offers you an EMI-based vacation loan to fund your holiday, wherever it may be in the world. With the loan under your belt, you can go skiing in Switzerland, backpack across Western Europe, swim in the Maldives or pick up the best bargains in the Middle East souks.

CASHe offers a quick and simple vacation loan to fund flight tickets, hotel bookings, tour packages, shopping for and during the holiday, etc. This is how it works:

  • Simple eligibility criteria.
  • Quick check for credit score and income status on the app – approval is given in minutes
  • Minimal documentation to avail of the loan
  • Immediate disbursal upon approval – so you can get started on your bookings, visa appointment, etc.
  • Repay through monthly installments on the app, or foreclose early without extra charges

₹4,000cr+

disbursed so far

20 million+

app downloads

4 lakh+

loyal customers

How to Apply For a
Travel Loan

What are the requirements for an instant travel loan?

Download the CASHe app on your smartphone, from the Google Play Store or Apple App Store.

Set it up as directed – input the OTP sent to your mobile number, followed by email ID and bank details.

Upload the above set of self-attested documents on the app and await further instructions.

Once approved, we disburse the travel loan to your savings account in a few minutes.

Please note that your loan application may be rejected if your credit score is low, or if information in your documents is found incorrect. You may reapply in a few months with a better credit score. We treat your second application as a fresh one.

This is how

helped Ananya

Ananya has always dreamed of celebrating her 30th birthday in Japan. She had been saving up for this trip for three years and now the day wasn’t far when she was finally going to live her dream.

Taking a quick look at her budget two days before the trip, she realised she was falling short by a margin and would need at least ₹20,000 more. Not wanting to postpone the trip, Ananya decided to apply for a personal loan on CASHe.

Since she had already used the app in the past to secure a loan for a medical emergency, she had no trouble getting through the application and securing an instant travel loan.

In a matter of a few hours, she had the loan amount disbursed to her bank account. Time to start the 30th birthday celebrations!

Loan Configuration for Travel Loan

Loan Plans & Tenures

CASHe offers a wide range of plans so that you can choose what is best for you.

90 days
(3 months)

Minimum Salary:
₹15,000

Loan Amount:
₹15,000 - ₹1,10,000

180 days
(6 months)

Minimum Salary:
₹20,000

Loan Amount:
₹20,000 - ₹2,10,000

270 days
(9 months)

Minimum Salary:
₹25,000

Loan Amount:
₹50,000 - ₹2,58,000

365 days
(12 months)

Minimum Salary:
₹40,000

Loan Amount:
₹75,000 - ₹3,00,000

540 days
(18 months)

Minimum Salary:
₹50,000

Loan Amount:
₹1,25,000 - ₹4,00,000

Requirements for applying

Are you excited about seeking your next adventure in a faraway land using the CASHe travel personal loan? Let’s first check if you are eligible for the loan, with the following criteria as a guide:

Eligibility Criteria

What is the eligibility criteria for a travel loan?

Must be an Indian citizen

Must be at least 18 years of age

Must be a salaried professional

Must have monthly salary of ₹15,000 or more

Must have a Facebook or a Linkedin Account

Required Documents

Documents Required for Travel Loan

Photo Identity Proof
(PAN Card)

Income Proof
(Latest Salary Slip)

Identity Proof
(Aadhar Card)

Permanent Address
Proof

(Accepted Documents)

Latest Bank
Statement showing
Salary Credit

The Essential Travel
Checklist

Before you start booking, here’s our guide on planning the ultimate holiday:

  • Get a travel loan from us, and set your mind at ease. The loan finances your bookings, inter-city exploration, eating out on holiday, travel packages, etc. Check the vacation loan interest rate when you sign up – we charge monthly interest ranging from 2.25% up to 2.5% on the entire loan amount.
  • Book your flight tickets first. This will take some time while you look for good bargains. Travel aggregator sites may have flight + hotel booking packages that offer good value for money.
  • Get copies of your flight and hotel bookings and keep them ready for your visa interview. Do note that some countries like Indonesia and Vietnam have a ‘visa on arrival’ provision. However, countries in Europe, and others like the US, Canada, Singapore, etc. require a visa. Do apply for the visa as soon after booking the tickets and hotels as you can, to avoid last-minute delays.
  • Get foreign exchange and/or travellers’ cheques. We also recommend getting an international forex debit card instead of carrying cash.

Frequently Asked Questions

Have a question not mentioned here? Feel free to contact us and we will respond as soon as possible.

Can I use a personal loan for travel?

Yes, you can. A personal loan can fulfill multiple purposes and one of them is to go travelling.

Is it easy to get a holiday loan?

Yes, it is easy to apply for a vacation loan if you are doing it from an instant personal loan app such as CASHe.

Can I travel anywhere with a travel loan?

Yes, you can travel anywhere with a travel loan online.

How quickly can I get a travel loan?

If you have applied for a personal loan for travel, you can get the loan approved and the loan amount disbursed to your bank account within a day.

What is the minimum and maximum borrowing limit for a travel loan?

You can borrow a minimum ₹15,000 and a maximum of ₹4,00,000.

Pros and cons of availing a travel loan?

One of the most significant pros would be that since this is an unsecured loan, the process is much quicker and easier. Another advantage would be that such personal loan apps offer flexible EMI plans. A con would be that the interest on such loans is quite high.

Does a travel loan enjoy any tax benefits?

Personal loans used for travel purposes do not enjoy tax benefits. A travel loan is regarded as an external income under the Indian Income Tax parlance.

How long does it take to verify the documents?

It takes barely a few minutes for the documents to get verified.

What are the EMI options available?

You can choose an EMI plan from Options of 90, 180, 270, 360 and 540 days.

What are the repayment options available on CASHe?

Once you choose your repayment plan, you can either opt for the auto-debit facility or make payments through NEFT/IMPS.
Please write to support@cashe.co.in if you need further assistance.