Good news! Personal loans are not subject to GST on the principal or interest amount. However, some loan-related fees are taxed.

A 18% GST is applicable on processing fees, which lenders charge when disbursing a personal loan.

If you repay your personal loan early, foreclosure or prepayment fees will attract 18% GST.

Missing your EMI payment? Late payment fees also incur 18% GST, increasing the penalty amount.

Choose a lender with low processing fees Avoid prepayment penalties by selecting flexible tenure Pay EMIs on time to avoid late charges

CASHe offers instant personal loans with clear, low processing fees and no hidden charges.

Whether you need an instant loan, financial planning, or easy access to credit, CASHe has you covered. Take control of your financial future today with our seamless, user-friendly app.