Hello, We Are

We are a fintech company that provides fast, flexible, unsecured personal loans through a mobile application to young salaried millennials across India. CASHe was founded in 2016 by V. Raman Kumar, whose aim was to bring millions of young salaried millennials who were denied credit by conventional banks and financial institutions into the formal credit system. He also wanted to showcase that conventional credit evaluation metrics were woefully inadequate when it came to providing credit to young and new-to-credit millennials. So, he launched CASHe, one of India’s most preferred digital lending platform, providing credit to those that didn’t qualify for credit from conventional lending agencies and those that were new to credit.

We have built a reputation of being a disruptor to the conventional credit rating systems by bringing in our alternate credit scoring algorithms and along with it have built mobility, transparency, agility and a soft human touch when required while serving our customers.

We have built a reputation of being a disruptor to the conventional credit rating systems by bringing in our alternate credit scoring algorithms and along with it have built mobility, transparency, agility and a soft human touch when required while serving our customers.

Launch Of Operations 2016

Team Size 550

Loans Disbursed 7000Cr

Business Operations Mumbai & Hyderabad

Customers Base Over 4.5L Pan India

App Downloads Over 30M

Our Mission

Our mission is to bring financial inclusion to millions of underserved and unserved urban working Indian millennials by meeting their financial requirements with accurate and faster credit decisions by using cutting edge artificial intelligence and machine learning technologies and delivering unmatched user experience through a smartphone application.

Our Vision

We envision a future where CASHe powers the entire spectrum of financial products for millions of millennials by building a one-stop digital financial institution that caters to their each and every requirement.

What We Believe In

  • 01
    Our commitment to responsible lending

    Our mission is to bring financial inclusion to millions of underserved and unserved urban working millennials by meeting their unmet financial demands with accurate and faster credit decisions with the aid of breakthrough technologies

  • 02
    Deliver a world-class experience

    We believe that accessing credit should be seamless and as a matter of right for all deserving millennials. We’re committed to making borrowing simple, fast and easy for everyone.

  • 03
    Give credit to the right people

    To build the right technology that enables us to process applications in minutes and helps to ensure we lend to people whom we believe are good to repay the loan when due.

  • 01
    Being transparent

    It is our commitment to offer you full transparency on our loan products. That means no hidden charges and all information about the loan is disclosed up front.