Personal Loan in Guwahati

Loan up to ₹3 Lakhs | Attractive Interest Rates | Quick Approval

Get An Instant Personal Loan In Guwahati

Guwahati is the largest city in Northeast India and is home to many businesses and tourist centres. Today, it has become a vibrant hub of culture, education, politics and business. Here, you have colourful markets, beautiful temples like Kamkhya Temple, the scenic vistas of the Brahmaputra and popular institutions like IIT Guwahati.

When the city is rapidly growing, you can find yourself in urgent financial need anytime. CASHe brings you instant personal loans in Guwahati with minimal documentation. With CASHe, you can apply for a loan in Guwahati online and get it approved within minutes. Whether you need a small loan for emergency expenses or a larger amount for home repairs, CASHe is your one-stop solution.

Loan Amount

45K 1L 1.5L 2L 2.5L 3L
Interest Rate
per annum (% )

5 12 19 26 33 40
Tenure (In months)

6 12 18 24 30

EMI Amount

Interest

Principal

Interest Rates & Charges for a Personal Loan in Guwahati

Unlike other private money lenders in Guwahati, CASHe provides competitive interest rates and affordable charges, with no hidden costs. Here are the details:

  • Interest Rate: 2.79% to 3% per month (on a reducing balance).
  • Processing Fee: 2.5% of the loan amount.
  • Late Payment Fee: Up to 0.1% per day (after a 5-day grace period).

Features & Benefits of a CASHe Personal Loan in Guwahati

CASHe is your go-to personal loan provider in Guwahati offering numerous benefits. Here’s why CASHe stands out:

  • Instant Approval – Get your loan approved in minutes.
  • Quick Disbursal – Once approved, get the loan amount directly into your bank account within hours.
  • No Collateral Required – CASHe offers unsecured loans and does not require security.
  • Flexible Loan Amounts – Borrow any amount between ₹45,000 and ₹3 lakh as per your needs.
  • Minimal Documentation – Only basic KYC documents needed.
  • 100% Online Process – Apply anytime, from anywhere with your phone.
  • Easy Repayment – Choose flexible loan tenures up to 540 days.

Eligibility Criteria for a Personal Loan in Guwahati

Before you apply for a loan in Guwahati, ensure that you meet the following basic eligibility criteria:

  • You must be an Indian citizen.
  • Your age should be between 18 to 58 years.
  • Must have a minimum monthly salary of ₹40,000.
  • Must have a valid bank account in India.

Meet these conditions and apply for an emergency cash loan in Guwahati with ease.

Documents Required for a Personal Loan in Guwahati

You need to keep the following documents ready while applying for an instant personal loan with CASHe. Also, make sure that you submit the correct documents for quick loan approval.

  • Identity Proof: Aadhaar Card & PAN Card.
  • Address Proof: Voter ID, passport or recent utility bill.
  • Income Proof: Salary slips or latest bank statements.
  • Bank Details: Your account number and IFSC code.
  • A Selfie for Verification.

How to Apply for a Personal Loan in Guwahati?

You only need a few minutes to get your loan approved with CASHe when you are looking for an urgent loan in Guwahati. Here are the simple steps you need to follow to apply for a personal loan in Guwahati:

Step 1: Download the CASHe App, which is available on Android as well as iOS.

Step 2: Register & complete your profile by providing basic details and uploading necessary documents.

Step 3: Choose the loan amount & tenure as per your requirements.

Step 4: Submit the loan application and wait for approval.

Step 5: Upon approval, get the loan amount directly in your bank account within a few hours.

Frequently Asked Questions

Yes, CASHe offers instant personal loans without any collateral. So, to avail a personal loan in Guwahati, you do not need to pledge any security or asset.

The major eligibility factors for securing a personal loan in Guwahati include: age (18-58 years), minimum monthly salary of ₹40,000, a valid bank account and basic KYC documents.

CASHe offers private finance in Guhawati of up to ₹3 lakh. However, the loan amount approved depends on your eligibility and loan repayment capability.

Once your CASHe loan is approved, you get the loan amount transferred to your bank account within a few hours.

No, for a Guwahati personal loan with CASHe, you need only a valid Indian address proof. CASHe verifies your address at the time of KYC with the Aadhaar or PAN card.

Instant Personal Loan by Amounts

Types of Personal Loan: