Secure an Education Loan Upto ₹4 Lakhs | CASHe

Secure a Loan,
Get Your Degree!

Don’t let a financial crunch hold you back from pursuing higher education. Get an education loan from CASHe! Be it the education you receive in school or the education you receive in college, having a proper education is very important. But as you progress ahead in your studies, maybe even go abroad for higher education, you require finances to fund it. This can be expensive for many and getting an education loan is the best option to help you out. Gone are the days when the thought of applying for a loan caused a wave of panic and worry. With the introduction and rise of instant loan apps, it has become so much easier to get secured and unsecured loans.

Get a loan

What is an
Education Loan?

The primary purpose of an education loan is to equip you with adequate funds so that you can attend a college or a university of your choice and pursue an academic degree. You can get a study loan from financial institutions and NBFCs but the biggest advantage of getting an education loan from an instant loan app like CASHe is that it is quick and convenient. Based on your credit score and credit history, an interest rate will be charged on the loan amount you have applied for and once everything has been verified and approved, you will get the education loan amount. Based on the amount you apply for, the education loan will be able to help in financing the tuition fees, accommodations, meals, etc. You can borrow up to ₹4,00,000 from CASHe so you can easily secure an education loan that will take care of most expenses.

Who should opt for an Education Loan?

A study loan can be of great help to finance your higher studies, especially if you are planning to take an education loan to study abroad. The loan amount can easily cover the cost of tuition, accommodation, admission fees, etc. Apply for an education loan online when you have decided you want to pursue higher education and need the additional funds to finance your degree. Whether it is an education loan for MBBS or any other degree, securing a study loan is the right decision for you and your savings.

Benefits of an
Education Loan

Covering Various Expenses

The instant education loan amount can be utilised for paying the tuition fee and living costs too. This will be very helpful if you are pursuing further education abroad where everything can be expensive.

Save Your Savings

Applying for a study loan will ensure you don’t dip into and exhaust your savings. Many people end up selling their jewellery, land, etc. just to be able to finance their higher education. But if you choose to get an education loan online, you won’t have to worry about selling anything to fill in the financial gap.

Building Credit Score

This is a great opportunity to improve your credit score by making timely repayments. As long as you are consistent in paying off the education loan amount, you will be working towards building a very good credit score.


disbursed so far

20 million+

app downloads

4 lakh+

loyal customers

How to Apply For an
Education Loan?

What are the requirements for an Education loan?

Download the CASHe mobile app

Create your account and provide all the necessary information.

Click on ‘Get Loan’.

Determine the type of loan and loan amount.

Get personal loans for 90, 180, 270, 360 and 540 days with loan amounts from ₹15,000 to ₹4,00,000.

Wait for everything to be verified and approved.

The loan amount will be disbursed to your bank account.

This is how

helped Sanjay

Sanjay’s son had secured a scholarship to study in a prestigious university in London. While the scholarship took care of a percentage of the expenses to get his postgraduate degree, Sanjay still needed to factor in multiple expenses.

So he decided to secure a personal loan from CASHe for his son’s education. He knew his friend had used the app to fund a two-wheeler and felt assured about the app.

Based on the eligibility criteria, he was able to secure a higher education loan of ₹2,00,000.

He was worried about the process being complicated and if he would really get the money in time but he found the app to be very user-friendly and he got the required funds well in time.

Loan Configuration for an Educational Loan

CASHe offers a wide range of plans so that you can choose what is best for you.

90 days
(3 months)

Minimum Salary:

Loan Amount:
₹15,000 - ₹1,10,000

180 days
(6 months)

Minimum Salary:

Loan Amount:
₹20,000 - ₹2,10,000

270 days
(9 months)

Minimum Salary:

Loan Amount:
₹50,000 - ₹2,58,000

365 days
(12 months)

Minimum Salary:

Loan Amount:
₹75,000 - ₹3,00,000

540 days
(18 months)

Minimum Salary:

Loan Amount:
₹1,25,000 - ₹4,00,000

Eligibility Criteria for Education Loan

The loan eligibility criteria for taking a personal loan for education purposes are simple and quick to avail. Start here by checking your education loan eligibility:

Eligibility Criteria

What is the eligibility criteria for an Education loan?

Must be an Indian citizen

Must be at least 18 years of age

Must be a salaried professional

Must have monthly salary of ₹15,000 or more

Must have a Facebook or a Linkedin Account

Required Documents

What are the documents required for an Education loan?

Photo Identity Proof
(PAN Card)

Income Proof
(Latest Salary Slip)

Identity Proof
(Aadhar Card)

Permanent Address

(Accepted Documents)

Latest Bank
Statement showing
Salary Credit

Frequently Asked Questions

Have a question not mentioned here? Feel free to contact us and we will respond as soon as possible.

Is an education loan a good idea?

Yes, it is a good idea. This way, you will not be exhausting your savings to pay for your education.

What is the best education loan?

Applying for an unsecured personal loan would be the best option since it is quick, easy and convenient to secure.

Can students get loans after 12th?

Any salaried individual earning at least ₹15,000 per month can get student loans.

What is the minimum amount of an education loan?

You can secure a minimum education loan amount of ₹15,000.

Who is eligible for an education loan?

To apply for an education loan on CASHe, you can check the eligibility here.

How is EMI calculated on education loans?

The EMI is calculated based on the principal amount, interest being charged on that amount and the tenure of the loan.

How quickly is the loan amount transferred to my account?

It is an instant education loan so as soon as your documents are uploaded and verified (they are legible and genuine), the loan application will be approved and the borrowed amount will be disbursed to your account.

Can we repay the education loan early?

Yes, you can and it will also help improve your SLQ score.

What are the EMI options available on the education loan?

You can choose an EMI plan from Options of 90, 180, 270, 360 and 540 days.

What are the repayment options available on CASHe?

Once you choose your repayment plan, you can either opt for the auto-debit facility or make payments through NEFT/IMPS.
Please write to if you need further assistance