Apply for a ₹1,00,000 Instant Personal Loan with Quick Approval —
Need a quick disbursal of funds to manage unforeseen expenses? Here’s how you can avail an instant ₹1 lakh loan to take care of your personal expenses in just a few easy clicks. With CASHe, get a loan of ₹1 lakh with flexible terms and interest rates that fit your budget well. To complete the process of a quick loan disbursal, just download the CASHe app and build your financial portfolio with ease.
Features & Benefits of Getting a ₹1,00,000 Personal Loan with CASHe —
Here are some of the key features and benefits of getting a ₹1,00,000 instant loan from CASHe:
- There is minimal paperwork required compared to other loan providers.
- The entire process is online, quick, easy to follow, and gets done in mere minutes.
- The approval for the loan is instant once your profile is verified.
- You do not need to worry about providing any collateral.
- The loan tenures are flexible and range from 2 months to 18 months.
- There are no restrictions on the usage of the funds.
How to Calculate Your ₹1,00,000 Personal Loan EMI?
Curious about what the EMI for a loan of ₹1,00,000 would amount to? With CASHe, the process is super easy. Use our online EMI Calculator, adjust the three mentioned variables (personal loan amount, tenure and rate of interest) as per your requirement and get the EMI to know if it would fit your budget.
₹1,00,000 Personal Loan Interest Rates and Charges —
To better understand your monthly EMI for a ₹1,00,000 personal loan, it’s important to consider the additional fees involved. Refer to this chart for further guidance.
| Type of Fee | Charges Applicable |
|---|---|
| Processing Fee | 2.5% |
| Interest Rate | Ranging from 2.79% up to 3% on the entire loan amount |
| Penal Charges | 0.01% (Levied per day for any subsequent payment delays) |
Eligibility Criteria
What is the eligibility criteria for a ₹1,00,000 Personal loan?
Must Be An
Indian Citizen
Must Be At Least
18 Years Of Age
Must Be A Salaried
Professional
Must Have Monthly Salary Of
₹50,000 Or More
Must Have A Facebook Or
A Linkedin Account
Required Documents
What are the documents required for ₹1,00,000 Personal loan?
Photo Identity Proof
(Pan Card)
Income Proof
(Latest Salary Slip)
Identity Proof
(Aadhar Card)
Permanent Address Proof
(Accepted Documents)
Latest Bank Statement Showing
Salary Credit
How to Apply for a ₹1,00,000 Personal Loan with CASHe?
To avail a ₹1 Lakh personal loan from CASHe, follow these easy steps and complete the process within minutes:
Step 1: Download the CASHe mobile app.
Step 2: Register and complete the KYC process.
Step 3: Click on ‘Get Loan’ and choose the ‘Instant Personal Loan’ option.
Step 4: Determine your instant personal loan amount and your loan tenure.
Step 5: Wait for CASHe to verify your details and approve your instant personal loan application.
Step 6: Once approved, your instant personal loan amount will instantly be disbursed to your bank account.
Frequently Asked Questions —
The minimum salary requirement to qualify for a ₹1,00,000 CASHe short term loan is ₹50,000.
Based on the loan tenure, the interest rate for a CASHe loan can be as low as 2.79% and as high as 3% (reducing balance interest) per month.
Even though CASHe is open to offering a loan to self-employed individuals, it is usually preferred if the individual is a salaried employee.
After the grace period, there are 0.1% penalty charges levied per day for any subsequent payment delays on a ₹1 lakh personal loan.
