Secure a Consumer Loan | CASHe
Purchase Luxury Goods and
Electronics For Your Home
Indulge in luxury shopping without the stress of a shortage of funds
to hold you back!
It is not possible for everyone to save a certain amount of money by the end of each month.
Some run their house from paycheck to paycheck, making it difficult to even purchase
essential household items. In such situations, you need a helping hand and it comes in the
form of a Consumer Durable Loan.
What is a Consumer Durable Loan?
Consumer Durable loans online are unsecured personal loans that serve the purpose of letting you purchase household items like washing machines, refrigerators, air-conditioners, LED TVs, microwaves, furniture, clothes, or groceries. The idea is to make the luxury lifestyle more affordable and without having to exhaust your savings in the process.
Reasons for Securing a
Consumer Durable Loan
One of the primary reasons for securing a consumer durable loan is that you don’t have to wait long and go to extreme measures to save money to buy household appliances and other kinds of electronics. You can purchase items such as air-conditioners, televisions, refrigerators, washing machines, modular kitchens, microwaves, ovens, laptops, cameras, and other appliances and gadgets. These items are necessities to furnish your home, but budget constraints or lack of funds can hold you back from buying these items.
₹4,000cr+
disbursed so far
20 million+
app downloads
4 lakh+
loyal customers
Application Process for
Consumer Durable Loan
What are the requirements for a consumer durable loan?
This is how
helped Arpita & Devika
Arpita and Devika are two friends who recently became flatmates. While setting up the house, buying a refrigerator and a microwave became their priority.
They did not want to dip into their savings to make the purchases. Devika had heard about loan apps where you can secure a personal loan for purchasing consumer durable goods.
She had been reading about CASHe and had even seen some ads online so she decided to try the mobile app. As a young professional with a poor credit score, Devika wasn’t sure if her loan application would be approved.
To Arpita and Devika’s pleasant surprise, the app is perfect for young salaried employees such as themselves. They were able to secure a consumer durable loan online for the required amount without a glitch.
Loan Configuration for Consumer Durable Loan
Loan Plans & Tenures
CASHe offers a wide range of plans so that you can choose what is best for you.
Eligibility Criteria for Consumer Durable Loan
The loan eligibility criteria for taking a personal loan for consumer durables are simple and quick to avail. Start here by checking your consumer durable loan eligibility:
Eligibility Criteria
What is the eligibility criteria for a consumer durable loan?
Must be an Indian citizen
Must be at least 18 years of age
Must be a salaried professional
Must have monthly salary of ₹15,000 or more
Must have a Facebook or a Linkedin Account
Required Documents
What are the documents required for a consumer durable loan?
Photo Identity Proof
(PAN Card)
Income Proof
(Latest Salary Slip)
Identity Proof
(Aadhar Card)
Permanent Address
Proof
(Accepted Documents)
Latest Bank
Statement showing
Salary Credit
Frequently Asked Questions
Have a question not mentioned here? Feel free to contact us and we will respond as soon as possible.
What is a consumer durable loan?
A consumer durable loan online is a type of personal loan intended for the purchase of washing machines, refrigerators, air-conditioners, LED TVs, microwaves, furniture, clothes or groceries.
How do I get a consumer durable loan?
The simplest way to get a consumer durable loan would be to apply for one on a personal loan app like CASHe.
4 common types of consumer durables loan
The four types of consumer durable loans are - fixed-rate consumer durable loan, variable rate consumer durable loan, secured consumer durable loan, and unsecured consumer durable loan.
What is the most common consumer durable loan?
Unsecured consumer durable loans are the most common since there is no need for collateral.
What are the documents required for a consumer durables loan?
You will have to submit address proof, identity proof, income proof, and a photograph of yourself.
What is the key benefit of a consumer durable loan?
One of the primary benefits is that you get instant approvals for a collateral-free loan that can be utilized for purchasing white goods or luxury goods.
What are the EMI options available on the consumer durable loan?
You can choose an EMI plan from Options of 90, 180, 270, 360 and 540 days.
What are the repayment options available on CASHe?
Once you choose your repayment plan, you can either opt for the auto-debit
facility or make payments through NEFT/IMPS
Please write to support@cashe.co.in if you
need further assistance
