Secure a Consumer Loan | CASHe

Purchase Luxury Goods and
Electronics For Your Home

Indulge in luxury shopping without the stress of a shortage of funds to hold you back!
It is not possible for everyone to save a certain amount of money by the end of each month. Some run their house from paycheck to paycheck, making it difficult to even purchase essential household items. In such situations, you need a helping hand and it comes in the form of a Consumer Durable Loan.

Get a loan

What is a Consumer Durable Loan?

Consumer Durable loans online are unsecured personal loans that serve the purpose of letting you purchase household items like washing machines, refrigerators, air-conditioners, LED TVs, microwaves, furniture, clothes, or groceries. The idea is to make the luxury lifestyle more affordable and without having to exhaust your savings in the process.

Reasons for Securing a
Consumer Durable Loan

One of the primary reasons for securing a consumer durable loan is that you don’t have to wait long and go to extreme measures to save money to buy household appliances and other kinds of electronics. You can purchase items such as air-conditioners, televisions, refrigerators, washing machines, modular kitchens, microwaves, ovens, laptops, cameras, and other appliances and gadgets. These items are necessities to furnish your home, but budget constraints or lack of funds can hold you back from buying these items.


disbursed so far

20 million+

app downloads

4 lakh+

loyal customers

Application Process for
Consumer Durable Loan

What are the requirements for a consumer durable loan?

Download the CASHe mobile app

Create your account and provide all the necessary information.

Click on ‘Get Loan’.

Determine the type of loan and loan amount.

Get personal loans for 90, 180, 270, 360 and 540 days with
loan amounts from ₹15,000 to ₹4,00,000.

Wait for everything to be verified and approved.

The loan amount will be disbursed to your bank account.

This is how

helped Arpita & Devika

Arpita and Devika are two friends who recently became flatmates. While setting up the house, buying a refrigerator and a microwave became their priority.

They did not want to dip into their savings to make the purchases. Devika had heard about loan apps where you can secure a personal loan for purchasing consumer durable goods.

She had been reading about CASHe and had even seen some ads online so she decided to try the mobile app. As a young professional with a poor credit score, Devika wasn’t sure if her loan application would be approved.

To Arpita and Devika’s pleasant surprise, the app is perfect for young salaried employees such as themselves. They were able to secure a consumer durable loan online for the required amount without a glitch.

Loan Configuration for Consumer Durable Loan

CASHe offers a wide range of plans so that you can choose what is best for you.

90 days
(3 months)

Minimum Salary:

Loan Amount:
₹15,000 - ₹1,10,000

180 days
(6 months)

Minimum Salary:

Loan Amount:
₹20,000 - ₹2,10,000

270 days
(9 months)

Minimum Salary:

Loan Amount:
₹50,000 - ₹2,58,000

365 days
(12 months)

Minimum Salary:

Loan Amount:
₹75,000 - ₹3,00,000

540 days
(18 months)

Minimum Salary:

Loan Amount:
₹1,25,000 - ₹4,00,000

Eligibility Criteria for Consumer Durable Loan

The loan eligibility criteria for taking a personal loan for consumer durables are simple and quick to avail. Start here by checking your consumer durable loan eligibility:

Eligibility Criteria

What is the eligibility criteria for a consumer durable loan?

Must be an Indian citizen

Must be at least 18 years of age

Must be a salaried professional

Must have monthly salary of ₹15,000 or more

Must have a Facebook or a Linkedin Account

Required Documents

What are the documents required for a consumer durable loan?

Photo Identity Proof
(PAN Card)

Income Proof
(Latest Salary Slip)

Identity Proof
(Aadhar Card)

Permanent Address

(Accepted Documents)

Latest Bank
Statement showing
Salary Credit

Frequently Asked Questions

Have a question not mentioned here? Feel free to contact us and we will respond as soon as possible.

What is a consumer durable loan?

A consumer durable loan online is a type of personal loan intended for the purchase of washing machines, refrigerators, air-conditioners, LED TVs, microwaves, furniture, clothes or groceries.

How do I get a consumer durable loan?

The simplest way to get a consumer durable loan would be to apply for one on a personal loan app like CASHe.

4 common types of consumer durables loan

The four types of consumer durable loans are - fixed-rate consumer durable loan, variable rate consumer durable loan, secured consumer durable loan, and unsecured consumer durable loan.

What is the most common consumer durable loan?

Unsecured consumer durable loans are the most common since there is no need for collateral.

What are the documents required for a consumer durables loan?

You will have to submit address proof, identity proof, income proof, and a photograph of yourself.

What is the key benefit of a consumer durable loan?

One of the primary benefits is that you get instant approvals for a collateral-free loan that can be utilized for purchasing white goods or luxury goods.

What are the EMI options available on the consumer durable loan?

You can choose an EMI plan from Options of 90, 180, 270, 360 and 540 days.

What are the repayment options available on CASHe?

Once you choose your repayment plan, you can either opt for the auto-debit facility or make payments through NEFT/IMPS
Please write to if you need further assistance