Medical Loan

Medical Financing For Medical Emergencies

Don’t worry about dealing with the sudden medical expenses when you can take a medical loan from CASHe.

A medical emergency can disrupt your peace of mind and deplete your finances in no time. It may come unexpectedly and leave you scrambling for funds – which you may not have on your hands. But waiting to gather the money is not an option. At this juncture, you should apply for a medical loan to bail you out of the financial emergency.

What is a Medical Loan?

As the name suggests, a medical loan is a type of personal loan that comes in use as a financial aid during medical emergencies. CASHe offers hassle-free personal loans that are processed quickly, digitally and without any paperwork – all through your smartphone.

Our medical loan is flexible in its terms and simple in its repayment objectives. We offer up to ₹4,00,000 in medical loan money, and process the amount quickly to eliminate the hassle you would normally experience in getting a quick sanction, so that you can focus on getting timely treatment at the best facilities.

Features & Benefits of Medical Loan-

Features & Benefits of Medical Loan

A medical emergency loan not only eases your worry about paying for expensive medical care and hospitalisation, but also gives you the freedom to start immediate treatment. There’s no need to defer important treatment or surgeries when you have a medical emergency loan in your hands.

CASHe offers you an EMI-based medical loan to pay for hospitalisation, treatment, surgery, post-surgery care and therapy, daily medication, ambulance costs, and so on. In doing so, it takes some of the pressure off your health insurance plan, whose coverage may be insufficient in paying all the aforementioned costs.

CASHe’s quick and simple medical emergency loan funds the entire gamut of treatment and hospitalisation at a facility of your choice. These are the salient features of the loan product:

  • Simple eligibility criteria listed on the app
  • CASHe quickly checks your salary and credit score to save valuable time. Also, the documentation is minimal and uploaded on the app to save time and effort
  • Once approved, you get the medical loan in your savings account in just a few minutes
  • Loan repayment is simple – pay directly to our bank account or foreclose early with no extra charges

Why is 102 an important number?

Frequently Asked Questions

Have a question not mentioned here? Feel free to contact us and we will respond as soon as possible.

The eligibility criteria to avail a medical loan from CASHe are:

  • You should be an Indian citizen
  • You must be at least 18 years of age
  • You must be a salaried professional with a minimum monthly salary of ₹15,000 or more

Yes, you can avail a medical emergency loan by yourself as long as you meet CASHe’s eligibility criteria for medical loans.

At CASHe, the medical loan interest rates are calculated on a monthly basis for the complete loan amount. The medical loan interest rate on CASHe ranges from 2.25% up to 2.5% (equivalent reducing balance interest rate ranging from 3.71% to 3.85% per EMI).

You can find the CASHe mobile app on the Google PlayStore and the Apple App Store.

Yes, you can repay your CASHe medical loan in EMIs as per your selected loan tenure. The medical emergency loans on CASHe are offered with flexible loan tenures ranging from 90 days to 540 days.

You will need the following documents to apply for a medical loan on the CASHe app:

  • Photo identity proof (PAN card)
  • Income proof (latest salary slip)
  • Identity proof (Aadhar card)
  • Permanent address proof (accepted documents)
  • Latest bank statement showing salary credit

Medical emergency loans can be used to pay for all medical expenses including hospitalisation, treatment, surgery, post-surgery care and therapy, daily medication, ambulance costs, etc.

At CASHe, you can avail a medical loan up to a maximum limit of ₹4,00,000.

No, since medical emergency loans on CASHe are unsecured in nature, they do not require any security, collateral or guarantee.

It is important to have a clean credit history when you apply for a medical loan at CASHe. This is important as your previous credit score will have a direct implication on the scores we generate on the SLQ.

Our app is a smartphone-enabled one, so you will need a smartphone to apply.

You can apply for a personal loan for medical treatment on the CASHe mobile loan app.

A personal loan can be used for multiple purposes and one is for medical emergencies so a personal loan can also be called a medical loan.

If you are applying for one on CASHe, it is very easy, quick and convenient!

One of the biggest benefits of taking a loan is that you have some form of financial support that ensures you don’t have to deplete your savings. What’s more, in a medical emergency, you should be able to access the required funds without wasting valuable time. That is why, taking a loan for medical expenses from a personal loan app makes sense because the approval and disbursement is very quick.

Personal loans for medical emergencies are tax deductible.