Medical Loan

Medical Financing For Medical Emergencies

Don’t worry about dealing with the sudden medical expenses when you can take a medical loan from CASHe.

A medical emergency can disrupt your peace of mind and deplete your finances in no time. It may come unexpectedly and leave you scrambling for funds – which you may not have on your hands. But waiting to gather the money is not an option. At this juncture, you should apply for a medical loan to bail you out of the financial emergency.

What is a Medical Loan?

As the name suggests, a medical loan is a type of personal loan that offers financial aid during medical emergencies. With a medical loan, you need not worry about the hospital and other medical expenses during an emergency, as the medical loan amount will help you cover such costs.

Features & Benefits of Medical Loan-

What are the features and benefits of a Medical loan?

A medical emergency loan not only eases your worry about paying for expensive medical care and hospitalisation but also gives you the freedom to start immediate treatment. There’s no need to defer important treatment or surgeries when you have a medical emergency loan in your hands.

CASHe’s quick and simple medical emergency loan funds the entire gamut of treatment and hospitalisation at a facility of your choice. These are the salient features of the loan product:

  • Simple eligibility criteria
  • CASHe quickly checks your salary and credit score to save valuable time.
  • Once approved, you get the medical loan in your savings account in just a few minutes
  • The CASHe medical loan repayment process is simple – pay directly to our bank account or foreclose early with no extra charges.
disbursed so far
20 million+
app downloads
4 lakh+
loyal customers

How to Apply For a Medical Loan?

What are the requirements for a medical loan?

Download the CASHe app on your smartphone. Get it from the Google Play Store or Apple App Store.

Set it up as directed – input the OTP sent to your mobile number, followed by email ID and bank details.

Ensure you have all the required documents to upload on the app

Upload the above set of self-attested documents on the app and await approval from us.

Once approved, we disburse the loan for medical expenses to your savings account in a few minutes.

Loan Configuration for Medical Loan-

CASHe offers a wide range of plans so that you can choose what is best for you.


Tenure: 3 months
Min. Salary ₹15,000
Minimum loan: ₹15,000
Maximum loan: ₹1,10,000


Tenure: 6 months
Min. Salary ₹20,000
Minimum loan: ₹20,000
Maximum loan: ₹2,10,000


Tenure: 9 months
Min. Salary ₹25,000
Minimum loan: ₹50,000
Maximum loan: ₹2,58,000


Tenure: 12 months
Min. Salary ₹40,000
Minimum loan: ₹75,000
Maximum loan: ₹3,00,000


Tenure: 18 months
Min. Salary ₹50,000
Minimum loan: ₹1,25,000
Maximum loan: ₹4,00,000

Requirements for applying

Let’s check your eligibility before you apply for the loan for medical treatment. They are:

Eligibility Criteria

What is the eligibility criteria for a medical loan?

Must be an
Indian citizen

Must be at least
18 years of age

Must be a salaried professional

Must have monthly
salary of ₹15,000 or more

Must have a Facebook
or a Linkedin Account

Required Documents

What are the documents required for a medical loan?

Photo Identity Proof
(PAN Card)

Income Proof
(Latest Salary Slip)

Identity Proof
(Aadhar Card)

Permanent Address Proof
(Accepted Documents)

Latest Bank Statement showing Salary Credit

Get a Medical Loan from CASHe

CASHe offers hassle-free medical loans that are processed quickly, digitally and without any paperwork – all through your smartphone. Our medical loan is flexible in its terms and simple in its repayment objectives. We offer medical loans of up to ₹4,00,000 and process the amount quickly to eliminate the hassle you would normally experience in getting a quick sanction so that you can focus on getting timely treatment at the best facilities.

Medical Loan Interest Rate and Other Charges

At CASHe, the medical loan interest rate is calculated on a per-month basis for the loan amount. The interest rate for a CASHe personal loan for a medical emergency range from 2.25% up to 2.5% (equivalent reducing balance interest rate ranging from 3.71% to 3.85% per EMI) on the loan amount. You also get a 5-day interest-free grace period for you to pay your CASHe medical loan EMI at the end of every month. Any subsequent delay will lead to a 0.7% interest fee penalty.

Additionally, we also levy a processing fee ranging between ₹500 to ₹1,200, based on the medical loan product you are eligible for.

Tips for Successful Medical Loan Application

In order to ensure that your CASHe medical loan is processed as soon as possible, you need to keep a few things in mind. Here are some tips to improve your chances of getting a quick medical loan approval at CASHe:

  • You must have a clean credit history with CASHe or with other financial institutions. This is crucial as your previous credit rating will have a direct implication on the SLP scores generated at CASHe.
  • Make sure that you upload all the necessary documents in clear and legible formats.
  • Apply for a medical loan amount that you can afford to pay back on time.

Expenses Covered in CASHe Medical Loan

CASHe offers EMI-based medical loans that you can use to pay for hospitalisation, treatment, surgery, post-surgery care and therapy, daily medication, ambulance costs, and so on. This can help in taking some of the pressure off your health insurance plan, whose coverage may be insufficient in paying all the expenses.

Why is 102 an important number?

Frequently Asked Questions

Have a question not mentioned here? Feel free to contact us and we will respond as soon as possible.

The eligibility criteria to avail a medical loan from CASHe are:

  • You should be an Indian citizen
  • You must be at least 18 years of age
  • You must be a salaried professional with a minimum monthly salary of ₹15,000 or more

Yes, you can avail a medical emergency loan by yourself as long as you meet CASHe’s eligibility criteria for medical loans.

At CASHe, the medical loan interest rates are calculated on a monthly basis for the complete loan amount. The medical loan interest rate on CASHe ranges from 2.25% up to 2.5% (equivalent reducing balance interest rate ranging from 3.71% to 3.85% per EMI).

You can find the CASHe mobile app on the Google PlayStore and the Apple App Store.

Yes, you can repay your CASHe medical loan in EMIs as per your selected loan tenure. The medical emergency loans on CASHe are offered with flexible loan tenures ranging from 90 days to 540 days.

You will need the following documents to apply for a medical loan on the CASHe app:

  • Photo identity proof (PAN card)
  • Income proof (latest salary slip)
  • Identity proof (Aadhar card)
  • Permanent address proof (accepted documents)
  • Latest bank statement showing salary credit

Medical emergency loans can be used to pay for all medical expenses including hospitalisation, treatment, surgery, post-surgery care and therapy, daily medication, ambulance costs, etc.

At CASHe, you can avail a medical loan up to a maximum limit of ₹4,00,000.

No, since medical emergency loans on CASHe are unsecured in nature, they do not require any security, collateral or guarantee.

It is important to have a clean credit history when you apply for a medical loan at CASHe. This is important as your previous credit score will have a direct implication on the scores we generate on the SLQ.

Our app is a smartphone-enabled one, so you will need a smartphone to apply.

You can apply for a personal loan for medical treatment on the CASHe mobile loan app.

A personal loan can be used for multiple purposes and one is for medical emergencies so a personal loan can also be called a medical loan.

If you are applying for one on CASHe, it is very easy, quick and convenient!

One of the biggest benefits of taking a loan is that you have some form of financial support that ensures you don’t have to deplete your savings. What’s more, in a medical emergency, you should be able to access the required funds without wasting valuable time. That is why, taking a loan for medical expenses from a personal loan app makes sense because the approval and disbursement is very quick.

Personal loans for medical emergencies are tax deductible.

Types of Personal Loan: