Two-wheeler Loan

Bring Home a Two-wheeler Today

Secure a two-wheeler loan and purchase a bike, new or second-hand.

Today, whether it is a car or a scooter, an automobile is seen as a necessity and something of great convenience since you can travel anywhere and at any time.

Two-wheelers are preferred since they are easier to ride through traffic, are less costly, and maintenance is lower in comparison to cars. The problem arises when you realize you do not have the funds to purchase a car or a two-wheeler, brand new or second-hand.

What is a Two-wheeler Loan?

Taking a loan may seem like a scary thought but during a time of financial need, it can prove to be the most helpful tool. One such loan is the two-wheeler loan which equips you with enough funds to purchase a two-wheeler (motorbike or a scooter). Getting a two-wheeler loan from CASHe is a sensible choice since you get to choose from various repayment plans for the two-wheeler loan, from 90 days to 540 days.

Benefits and Features of a CASHe Two-Wheeler Loan

What are the benefits of a two-wheeler loan?

  • Streamlined Process

    From the moment you download the app to when you get the loan approved, the entire process is so quick and smooth. You can apply for a two-wheeler loan on the go and without having to visit a bank.

  • Adequate Funds

    You can borrow up to ₹4,00,000 on CASHe, so there really is no problem of falling short of funds. Having said that, you should only borrow what is absolutely necessary so that you can repay in time and without having to struggle further for funds.

  • Digitized Documentation

    The entire process for the bike loan is taking place online so all you have to do is upload all the necessary documents (that are legible and genuine) on the CASHe app and have them verified in order to get the loan approved.

  • Flexible EMI Plans

    Paying back the two-wheeler loan amount is no hassle either. CASHe offers EMI plans that range from 90 days to 540 days, making it very convenient and flexible for borrowers to repay the loan amount for the two-wheeler loan.

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How to Apply for a Two-wheeler Loan?

What are the requirements for a Two-wheeler loan?

Download the CASHe mobile app

Create your account and provide all the necessary information.

Click on ‘Get Loan’.

Determine the type of loan and loan amount.

Loan Configuration for
Two-wheeler Loan

CASHe offers a wide range of plans so that you can choose what is best for you.


Tenure: 3 months
Min. Salary ₹15,000
Minimum loan: ₹15,000
Maximum loan: ₹1,10,000


Tenure: 6 months
Min. Salary: ₹20,000
Minimum loan: ₹20,000
Maximum loan: ₹2,10,000


Tenure: 9 months
Min. Salary Eligibility: ₹25,000
Minimum loan: ₹50,000
Maximum loan: ₹2,58,000


Tenure: 12 months
Min. Salary Eligibility: ₹40,000
Minimum loan: ₹75,000
Maximum loan: ₹3,00,000


Tenure: 18 months
Min. Salary Eligibility: ₹50,000
Minimum loan: ₹1,25,000
Maximum loan: ₹4,00,000

Requirements for applying

The loan eligibility criteria for taking a personal loan for a new bike or a second-hand two-wheeler are simple and quick to avail. Start here by checking your two-wheeler loan eligibility:

Eligibility Criteria

What is the eligibility criteria for a two-wheeler loan?

Must Be An
Indian Citizen

Must Be At Least
18 Years Of Age

Must Be A Salaried

Must Have Monthly Salary Of
₹15,000 Or More

Must Have A Facebook Or
A Linkedin Account

Required Documents

What are the documents required for a two-wheeler loan?

Photo Identity Proof
(Pan Card)

Income Proof
(Latest Salary Slip)

Identity Proof
(Aadhar Card)

Permanent Address Proof
(Accepted Documents)

Latest Bank Statement Showing
Salary Credit

Reasons for Securing a Two-wheeler Loan

There are multiple reasons why you should secure a bike loan online. Some of them are:

You are one step closer to having a convenient mode of transportation. Having your own bike makes it much more convenient to travel from one place to another without having to rely on anyone else or another form of transportation.

It helps to build a credit profile. By applying and securing a loan, you are paving a path for yourself to start building a credit profile. You will start improving your credit score as long as you keep paying the EMIs on time.

You learn about financial discipline. When you know you have a fixed amount of money being debited from your bank account, you will make sure to be careful about your finances and not indulge in unnecessary expenses.

Things Covered Under Two-Wheeler Loan

A two-wheeler loan from CASHe can cover all the major expenses related to the purchase of a bike or scooter. This includes the cost of the two-wheeler, registration charges, etc.

CASHe Interest Rate & Charges

The two-wheeler loan interest rate at CASHe is calculated on a per-month basis for the bike loan amount. The two-wheeler loan interest rate ranges from 2.25% up to 2.5% (equivalent reducing balance interest rate ranging from 3.71% to 3.85% per EMI) on the entire bike loan amount. You will also get a 5-day interest-free grace period to pay your two-wheeler loan EMI at the end of every month. Any subsequent delay in EMI payment will result in a 0.7% interest fee penalty.

Additionally, at CASHe, we also levy a processing fee ranging between ₹500 to ₹1,200, based on the two-wheeler loan product you are eligible for.

Tax Benefits of a Two-Wheeler Loan

As per the Income Tax Act, salaried individuals cannot claim tax exemptions on two-wheeler loans. However, if you are a business owner or a self-employed individual, you can apply for tax exemptions by claiming the two-wheeler loan as a business expense.

My BIKE and my TIME have something in COMMON?

Frequently Asked Questions

Have a question not mentioned here? Feel free to contact us and we will respond as soon as possible.

A two-wheeler loan is a type of loan offered by banks and other financial institutions to help you buy a bike or a scooter when you do not have enough funds. Availing a two-wheeler loan is easy on the pocket as you can pay the two-wheeler loan EMIs on a monthly basis over a period of time.

You can follow these steps to avail a two-wheeler loan on CASHe:
1. Download the CASHe mobile app.
2. Complete the account registration and KYC process by uploading all the necessary documents.
3. Click on the ‘Get Loan’ option.
4. Choose ‘Two-Wheeler Loan’ from the various types of personal loans and determine your two-wheeler loan amount.
5. Choose the bike loan tenure as per your convenience. You can get new or second-hand two-wheeler loans with a tenure of 90, 180, 270, 360, and 540 days with loan amounts ranging from ₹15,000 to ₹4,00,000.
6. Wait for CASHe to verify your details and approve your two-wheeler loan application.
7. Once approved, your bike loan amount will instantly be disbursed to your bank account.

You can get two-wheeler loans on CASHe with a tenure ranging between 90 days and 540 days.

Securing a personal loan to finance a two-wheeler is the best option since it is quick, easy, and convenient.

You can find the CASHe mobile app on the Google PlayStore and the Apple App Store

The eligibility criteria to avail a two-wheeler loan from CASHe are:

  • You should be an Indian citizen
  • You must be at least 18 years of age
  • You must be a salaried professional with a minimum monthly salary of ₹15,000 or more
  • You should have a Facebook or a LinkedIn Account

Yes, the two-wheeler loan (or bike loan) is applicable on second-hand bikes as well.

You can download the CASHe mobile app and follow a simple process to secure an instant bike loan where the loan amount will be disbursed to your bank account within a short time.

While it is good to have a credit score, you can still finance a bike with no credit.

At CASHe, the two-wheeler loan interest rates are calculated on a monthly basis for the complete loan amount. The two-wheeler loan interest rate on CASHe ranges from 2.25% up to 2.5% (equivalent reducing balance interest rate ranging from 3.71% to 3.85% per EMI).

You will need the following documents to apply for a two-wheeler loan on the CASHe app:

  • Photo identity proof (PAN card)
  • Income proof (latest salary slip)
  • Identity proof (Aadhar card)
  • Permanent address proof (accepted documents)
  • Latest bank statement showing salary credit

Yes, it is. This way, you can have better control over your finances and accordingly manage your expenses.

Usually, at CASHe, a bike loan is transferred instantly once all your loan application documents are verified. To ensure that your two-wheeler loan application is processed quickly, ensure that you upload the required documents in the necessary clear and legible formats.

In personal loans, the Monthly Reducing Balance is a method of determining the interest on your personal loan. In this method, the personal loan interest is calculated on the outstanding principal amount after each EMI.
Have a question that is not mentioned here? Feel free to contact CASHe customer care to know more!

You can choose an EMI plan from Options of 90, 180, 270, 360 and 540 days.

Once you choose your repayment plan, you can either opt for the auto-debit facility or make payments through NEFT/IMPS.
Please write to if you need further assistance

Types of Personal Loan: