Travel Loan —

Fulfil your vacation dreams by securing a personal loan to travel to your dream destination!

Travel improves the mind and broadens the horizons, but it is also expensive. You aim to take one foreign trip a year, after saving up for several months before planning the trip. But what if there was a way to go on that coveted holiday right now?

Travelling is fun and educational, but you need to set aside quite a bit of money to buy tickets, book hotels, inter-city travel, shop for souvenirs, etc. You must also arrange for visas on time – for which you need to book your hotels and tickets first.

What is a Travel Loan? —

A travel loan is a personal loan that you can apply for through your smartphone using the CASHe app. This loan amount can be used to fund domestic and international trips.

All you need to focus on now is finding the perfect destination for your adventures.

Features & Benefits of Travel Loan —

What are the features and benefits of a travel loan?

A travel or vacation loan gives you the leeway to plan the trip of your dreams. CASHe offers you an EMI-based vacation loan to fund your holiday, wherever it may be in the world. With the loan under your belt, you can go skiing in Switzerland, backpack across Western Europe, swim in the Maldives or pick up the best bargains in the Middle East souks.

CASHe offers a quick and simple vacation loan to fund flight tickets, hotel bookings, tour packages, shopping for and during the holiday, etc. This is how it works:

  • Simple eligibility criteria.
  • Quick check for credit score and income status on the app – approval is given in minutes
  • Minimal documentation to avail of the loan
  • Immediate disbursal upon approval – so you can get started on your bookings, visa appointment, etc.
  • Repay through monthly installments on the app, or foreclose early without extra charges
₹4,000Cr+ Disbursed So Far
20 Million+ App Downloads
4 lakh+ loyal customers

How to Apply for a Travel Loan—

What are the requirements for an instant travel loan?

01
Download the CASHe app on your smartphone, from the Google Play Store or Apple App Store.

02
Set it up as directed – input the OTP sent to your mobile number, followed by email ID and bank details.

03
Upload the above set of self-attested documents on the app and await further instructions.

04
Once approved, we disburse the travel loan to your savings account in a few minutes.

05
Please note that your loan application may be rejected if your credit score is low, or if information in your documents is found incorrect. You may reapply in a few months with a better credit score. We treat your second application as a fresh one.

Loan Configuration for Travel Loan—

CASHe offers a wide range of plans so that you can choose what is best for you.

CASHe

Days
Tenure: 9 months
Min. Salary Eligibility: ₹40,000
Minimum loan: ₹50,000
Maximum loan: ₹2,50,000

CASHe

Days
Tenure: 12 months
Min. Salary Eligibility: ₹40,000
Minimum loan: ₹50,000
Maximum loan: ₹3,00,000

CASHe

Days
Tenure: 18 months
Min. Salary Eligibility: ₹50,000
Minimum loan: ₹75,000
Maximum loan: ₹3,00,000

Requirements for applying—

Are you excited about seeking your next adventure in a faraway land using the CASHe travel personal loan? Let’s first check if you are eligible for the loan, with the following criteria as a guide:

Eligibility Criteria

What is the eligibility criteria for a travel loan?

Must Be An
Indian Citizen

Must Be At Least
18 Years Of Age

Must Be A Salaried
Professional

Must Have Monthly Salary Of
₹40,000 Or More

Must Have A Facebook Or
A Linkedin Account

Required Documents

What are the documents required for a travel loan?

Photo Identity Proof
(Pan Card)

Income Proof
(Latest Salary Slip)

Identity Proof
(Aadhar Card)

Permanent Address Proof
(Accepted Documents)

Latest Bank Statement Showing
Salary Credit

Expenses Covered in Travel Loan

Most of us believe that a travel loan will only cover ticket expenses. This is not entirely true as there are no restrictions on where you can use your loan amount. Along with the ticket expenses, your travel loan amount can also be used to cover accommodation, food, sightseeing, and shopping expenses.

CASHe Travel Loan Interest Rate & Charges

At CASHe, the interest rate for a personal loan for travel expenses is calculated on a per-month basis for the loan amount. The CASHe travel loan interest rate ranges from 2.79% up to 3% (reducing balance interest) per month on the entire loan amount. We also provide a 5-day interest-free grace period for you to pay your EMI at the end of every month. You will be charged with a 0.1% interest fee penalty per day for any subsequent delay.

Additionally, we also levy a plain processing fee of 2.5% of the loan product you are eligible for.

The Essential Travel Checklist

Before you start booking, here’s our guide on planning the ultimate holiday:

  • Get a travel loan from us, and set your mind at ease. The loan finances your bookings, inter-city exploration, eating out on holiday, travel packages, etc. Check the vacation loan interest rate when you sign up – we charge monthly interest ranging from 2.79% up to 3% (Reducing balance interest) per month on the entire loan amount.
  • Book your flight tickets first. This will take some time while you look for good bargains. Travel aggregator sites may have flight + hotel booking packages that offer good value for money.
  • Get copies of your flight and hotel bookings and keep them ready for your visa interview. Do note that some countries like Indonesia and Vietnam have a ‘visa on arrival’ provision. However, countries in Europe, and others like the US, Canada, Singapore, etc. require a visa. Do apply for the visa as soon after booking the tickets and hotels as you can, to avoid last-minute delays.
  • Get foreign exchange and/or travellers’ cheques. We also recommend getting an international forex debit card instead of carrying cash.

My BIKE and my TIME have
something in COMMON? —

Frequently Asked Questions —

Have a question not mentioned here? Feel free to contact us and we will respond as soon as possible.

As the name suggests, a travel loan is nothing but a personal loan that you can avail to fund your travel expenses. These days, most lenders offer travel loan for both domestic and international travel.

You can follow these steps to avail a travel loan on CASHe:
1. Download the CASHe mobile app.
2. Create your account and complete the KYC process by uploading all the necessary documents.
3. Click on the ‘Get Loan’ option.
4. Choose ‘Travel Loan’ from the various types of personal loans and determine your travel loan amount.
5. Choose the travel loan tenure as per your convenience. You can get travel loans with a tenure of 270, 360, and 540 days with loan amounts ranging from ₹50,000 to ₹3,00,000.
6. Wait for CASHe to verify your details and approve your travel loan application.
7. Once approved, your travel loan amount will instantly be disbursed to your bank account.

On CASHe, you can get travel loans with a tenure ranging between 270 days and 540 days.

At CASHe, the travel loan interest rates are calculated on a monthly basis for the entire loan amount. The CASHe travel loan interest rate ranges from 2.79% up to 3% (equivalent reducing balance interest rate).

You can find the CASHe mobile app on the Google PlayStore and the Apple App Store.

The eligibility criteria for availing a travel loan from CASHe are:

  • You must be an Indian citizen
  • You must be at least 18 years of age
  • You should be a salaried professional
  • Your monthly salary must be ₹40,000 or more
  • You should have a Facebook or a LinkedIn Account

You will require the following documents to apply for a travel loan on the CASHe app:

  • Photo identity proof (PAN card)
  • Income proof (latest salary slip)
  • Identity proof (Aadhar card)
  • Permanent address proof (accepted documents)
  • Latest bank statement showing salary credit

At CASHe, a travel or vacation loan is generally transferred instantly once all your documents are verified. To ensure that your travel loan application is processed quickly, it is advised that you upload the required documents in the necessary formats and make sure they are clear and legible.

The Monthly Reducing Balance is a method of calculating the interest on your personal loan. Here, the personal loan interest is calculated on the outstanding principal amount after each EMI.
Have a question that is not mentioned here? Feel free to contact CASHe customer care to know more!

Personal loans used for travel purposes do not enjoy tax benefits. A travel loan is regarded as an external income under the Indian Income Tax parlance.

It takes barely a few minutes for the documents to get verified.

Once you choose your repayment plan, you can either opt for the auto-debit facility or make payments through NEFT/IMPS.
Please write to support@cashe.co.in if you need further assistance.

You can borrow a minimum ₹50,000 and a maximum of ₹3,00,000.

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