Supporting Partners







Sourcing Partners














Lending Partners

Vivriti Capital Pvt. Ltd.
GRO Details
Ajit Menon, VP- Operations.
Contact Number: 044- 40074801
Address: Prestige Zackria Metropolitan No.200/1-8, 2nd Floor, Block 1, Anna Salai, Chennai-600002
Email: grievanceredressal@vivriticapital.com

Home First
GRO Details
Phone: 08880549911
Email: complaints@homefirstindia.com

Northern ARC
GRO Details
Ms. Deepa Nair
Address: IndiQube Golf View Homes,
6th Floor, Tower B, 3rd Cross Road,
S R Layout, Murgesh Pallya,
Bengaluru-560017
Toll free number: 1800 419 8766
Email: gro@northernarc.com
Customer care, Grievance Redressal & RBI Sachet Portal Details
Customer Care: Bhanix Finance & Investment Ltd. Tel. 8828553333 Email: support@bhanix.in |
Grievance Redressal Officer Pushpinder Kaur Bhanix Finance and Investment Limited Tel. 8828553333 Email ID: Grievance@Bhanix.in |
Principal Nodal Office Pushpinder Kaur Bhanix Finance and Investment Limited Tel. 8828553333 Email Id:- bhanix@bhanix.in |
RBI Sachet Portal The RBI sachet portal facilitates lodging of any complaint related to deposits/schemes of various kinds/fake emails https://sachet.rbi.org.in/ |
List of Outsourced Collection Centers
Credit Product Suite
Short-term unsecured personal loans with EMI tenors starting from 3 – 18 months with loan amounts available from Rs. 1,000 to Rs. 4 lakhs.
Product | Min. Monthly Salary Eligibility | CASHe 540 (18 months) |
Loan Eligibility Max. | Rate of Interest | 1st Time Processing Fee | Processing Fee for Repeat Loans |
---|---|---|---|---|---|---|
CASHe 90 (3 months) |
Rs 12,000 | Rs. 1,000 Rs. 110,000 |
110% of the net monthly salary | 2.5% / month on loan amount (Equivalent reducing balance interest rate 3.71% per EMI) | • 6.5% of loan amount below Rs.10K • 5.5% of Loan amounts above Rs.10K |
• 4.5% of loan amount below 10K • 3.5% of Loan amounts above 10K |
CASHe 180 (6 months) |
Rs 20,000 | Rs. 25,000 Rs. 210,000 |
210% of the net monthly salary | 2.4% / month on loan amount (Equivalent reducing balance interest rate 3.98% per EMI) | • 6.5% of loan amount below Rs.10K • 5.5% of Loan amounts above Rs.10K |
• 4.5% of loan amount below 10K • 3.5% of Loan amounts above 10K |
CASHe 270 (9 months) |
Rs 25,000 | Rs. 50,000 Rs. 258,000 |
310% of monthly income | 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.86% per EMI) | • 6.5% of loan amount below Rs.10K • 5.5% of Loan amounts above Rs.10K |
• 4.5% of loan amount below 10K • 3.5% of Loan amounts above 10K |
CASHe 360 (1 year) |
Rs 40,000 | Rs. 75,000 Rs. 300,000 |
400% of monthly income | 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.88% per EMI) | • 6.5% of loan amount below Rs.10K • 5.5% of Loan amounts above Rs.10K |
• 4.5% of loan amount below 10K • 3.5% of Loan amounts above 10K |
CASHe 540 (18 months) |
Rs. 50,000 | Rs. 125,000 Rs. 400,000 |
500% of monthly income | 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.85% per EMI) | • 6.5% of loan amount below Rs.10K • 5.5% of Loan amounts above Rs.10K |
• 4.5% of loan amount below 10K • 3.5% of Loan amounts above 10K |
Offers a line of credit up to Rs 2 lakh with interest charged only on the amount withdrawn. The Credit Line facility offers users the flexibility to choose an existing retail loan from CASHe as well as opt for multiple Buy Now Pay Later (BNPL) loans to fund their purchases from popular online shopping sites.
Minimum Salary Eligibility | Min. – Max. Loan Amount | Max. Loan Eligibility | Loan Amount | Rate of Interest | Tenure |
---|---|---|---|---|---|
Rs. 12,000 | Rs. 5,000 – Rs. 200,000 | Up to 200% of net monthly salary | The credit limit is chosen by the customers based on their eligibility | Interest charged based on the amount withdrawn | 5 years from the date of approval |
Buy Now Pay Later (BNPL – Gift card loan plans for multiple online retail sites)
Min. – Max. Loan amount | Tenure | Max. Loan Eligibility | Rate of Interest | 1st time Processing Fee | Repeat Processing Fee |
---|---|---|---|---|---|
Rs. 1,000 – Rs. 258,000 | 3 – 9 months | Up to 200% of net monthly salary | 0 – 9.13% per annum | Zero to 5.5% for loans over Rs 10,000 | Zero to 3.5% of loans over Rs 10,000 |
*Products, loan offers, and its eligibility vary based on the customer’s preference to shop on various e-tailers that are tied up with CASHe.
The CASHe Spot on the ‘Businesses’ section of Google Pay enables users to gain access to the CASHe retail loan products. Short-term unsecured personal loans with tenure ranging from 3 to 9 months with loan amounts available from Rs. 1,000 to Rs. 250,000
Products | Min. Monthly Salary Eligibility | Loan Amt. Min – Max |
Loan Eligibility Max. |
Rate of Interest | 1st Time Processing Fee | Processing Fee for Repeat Loans |
---|---|---|---|---|---|---|
GPay 90 (3 months) |
Rs 12,000 | Rs. 1,000 Rs. 100,000 |
100% of the monthly salary | 2.5% / month on loan amount (Equivalent reducing balance interest rate 3.71% per EMI) | • 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K |
• 4.5% of the loan amount for Loans below Rs. 10K • 3.5% of Loan Amount for Loans above Rs. 10K |
GPay 180 (6 months) |
Rs 20,000 | Rs. 35,000 Rs. 200,000 |
200% of the monthly salary | 2.5% / month on loan amount (Equivalent reducing balance interest rate 3.98% per EMI) | • 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K |
• 4.5% of the loan amount for Loans below Rs. 10K • 3.5% of Loan Amount for Loans above Rs. 10K |
GPay 270 (9 months) |
Rs 25,000 | Rs. 50,000 Rs. 250,000 |
300% of monthly income | 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.86% per EMI) | • 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K |
• 4.5% of the loan amount for Loans below Rs. 10K • 3.5% of Loan Amount for Loans above Rs. 10K |
A consumer financing where CASHe offers Buy Now Pay Later/ No cost EMI products to retail customers on either checkout of online platforms like ecommerce or at the Point of sale of offline retail store. Loan tenure ranges from 3 to 6 months with loan amounts available from Rs. 1,000 to Rs. 60,000
Products | Min. Monthly Salary Eligibility | Loan Amt. Min – Max |
Loan Eligibility Max. | Rate of Interest | 1st Time Processing Fee | Processing Fee for Repeat Loans |
---|---|---|---|---|---|---|
CASHeShop 3EMI (3 months) |
Rs 12,000 | Rs. 1,000 Rs. 60,000 |
100% of the monthly salary | Zero | • 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K |
Zero |
CASHeShop 6EMI (6 months) |
Rs 15,000 | Rs. 6,000 Rs. 60,000 |
200% of the monthly salary | 0.5% / month on loan amount | • 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K |
• 4.5% of the loan amount for Loans below Rs. 10K • 3.5% of Loan Amount for Loans above Rs. 10K |
