Partners

Supporting Partners

Sourcing Partners

GRO Details Of Sourcing Partners

Lending Partners

MAS financial Services Ltd.

GRO Details
Mr. Bharat Mori.
Contact Number: 079 41106 500
Email id: crm.masfin@mas.co.in

Vivriti Capital Pvt. Ltd.

GRO Details
Vamshi Vasudevan, Head – Institutional Risk.
ContactNumber: 044- 40074801
Email: grievanceredressal@vivriticapital.com

Home First

GRO Details
Phone: 08880549911
Email: complaints@homefirstindia.com

Northern ARC

GRO Details
Mr. Yuvaraj Sivakumar
Tel: 1800 4198 766
Email: gro@northernarc.com

Customer care, Grievance Redressal & RBI Sachet Portal Details

Customer Care:
Bhanix Finance & Investment Ltd.

Tel. 022-46047350
Email: support@cashe.co.in

Principal Grievance Redressal Officer
Mr. Prateek Saxena
Bhanix Finance and Investment Limited

Tel. 022-46047350
Email ID: bhanix@cashe.co.in

Nodal Officer
Pushpinder Kaur
Bhanix Finance and Investment Limited

Tel. 02246047350
Email Id:- bhanix@cashe.co.in

RBI Sachet Portal
The RBI sachet portal facilitates lodging of any complaint related to deposits/schemes of various kinds/fake emails

https://sachet.rbi.org.in/

Our Collection Agencies

GLOBAL ASSOCIATES
Mumbai

SV ENTERPRISES
Mumbai

VISESH CREDIT SERVICE
Bangalore

PRERNA ENTERPRISES
Mumbai

DG CONSULTANCY
Mumbai

UNIQUE BUSINESS SOLUTION
Chennai

SAVIOUR MANAGEMENT SERVICE
Chennai

MANASVI ENTERPRISE
Chennai

MICRO MANAGEMENT
Delhi

UR CREDIT
Mumbai

DIALLO
Mumbai

XPLORE TECH/ FUSION BPO
Mohali

ALLSET BUSINESS SOLUTIONS
Chennai

KONEXIONS BACK OFFICE SERVICES PVT LTD
New Delhi

VIVADI MANAGEMENT SERVICES PVT LTD (B W CREDIT)
New Delhi

ASL ENTERPRISES
Mumbai

INDIA LENDS
Gurgaon

Guna associate
Telangana

Vinayak Marketing Consultant Pvt. Ltd
Mumbai

Vipatra Technologies Pvt ltd /DPD zero
Bangalore

Credit Product Suite

( Bhanix Finance & Investment Ltd. | Mas financial Services Ltd. | Vivriti Capital Pvt. Ltd. )

Retail Loans

Short-term unsecured personal loans with EMI tenors starting from 3 – 18 months with loan amounts available from Rs. 1,000 to Rs. 4 lakhs.

Product	Min. Monthly Salary Eligibility	CASHe 540 (18 months)	Loan Eligibility Max.	Rate of Interest	1st Time Processing Fee	Processing Fee for Repeat Loans
CASHe 90 (3 months)	Rs 12,000	Rs. 1,000 Rs. 110,000	110% of the net monthly salary	2.5% / month on loan amount (Equivalent reducing balance interest rate 3.71% per EMI)	• 6.5% of loan amount below Rs.10K • 5.5% of Loan amounts above Rs.10K	• 4.5% of loan amount below 10K • 3.5% of Loan amounts above 10K
CASHe 180 (6 months)	Rs 20,000	Rs. 25,000 Rs. 210,000	210% of the net monthly salary	2.4% / month on loan amount (Equivalent reducing balance interest rate 3.98% per EMI)	• 6.5% of loan amount below Rs.10K • 5.5% of Loan amounts above Rs.10K	• 4.5% of loan amount below 10K • 3.5% of Loan amounts above 10K
CASHe 270 (9 months)	Rs 25,000	Rs. 50,000 Rs. 258,000	310% of monthly income	2.25% / month on loan amount (Equivalent reducing balance interest rate 3.86% per EMI)	• 6.5% of loan amount below Rs.10K • 5.5% of Loan amounts above Rs.10K	• 4.5% of loan amount below 10K • 3.5% of Loan amounts above 10K
CASHe 360 (1 year)	Rs 40,000	Rs. 75,000 Rs. 300,000	400% of monthly income	2.25% / month on loan amount (Equivalent reducing balance interest rate 3.88% per EMI)	• 6.5% of loan amount below Rs.10K • 5.5% of Loan amounts above Rs.10K	• 4.5% of loan amount below 10K • 3.5% of Loan amounts above 10K
CASHe 540 (18 months)	Rs. 50,000	Rs. 125,000 Rs. 400,000	500% of monthly income	2.25% / month on loan amount (Equivalent reducing balance interest rate 3.85% per EMI)	• 6.5% of loan amount below Rs.10K • 5.5% of Loan amounts above Rs.10K	• 4.5% of loan amount below 10K • 3.5% of Loan amounts above 10K

Offers a line of credit up to Rs 2 lakh with interest charged only on the amount withdrawn. The Credit Line facility offers users the flexibility to choose an existing retail loan from CASHe as well as opt for multiple Buy Now Pay Later (BNPL) loans to fund their purchases from popular online shopping sites.

Minimum Salary Eligibility	Min. – Max. Loan Amount	Max. Loan Eligibility	Loan Amount	Rate of Interest	Tenure
Rs. 12,000	Rs. 5,000 – Rs. 200,000	Up to 200% of net monthly salary	The credit limit is chosen by the customers based on their eligibility	Interest charged based on the amount withdrawn	5 years from the date of approval

Buy Now Pay Later (BNPL)

Buy Now Pay Later (BNPL – Gift card loan plans for multiple online retail sites)

Min. – Max. Loan amount	Tenure	Max. Loan Eligibility	Rate of Interest	1st time Processing Fee	Repeat Processing Fee
Rs. 1,000 – Rs. 258,000	3 – 9 months	Up to 200% of net monthly salary	0 – 9.13% per annum	Zero to 5.5% for loans over Rs 10,000	Zero to 3.5% of loans over Rs 10,000

*Products, loan offers, and its eligibility vary based on the customer’s preference to shop on various e-tailers that are tied up with CASHe.

Google Pay

The CASHe Spot on the ‘Businesses’ section of Google Pay enables users to gain access to the CASHe retail loan products. Short-term unsecured personal loans with tenure ranging from 3 to 9 months with loan amounts available from Rs. 1,000 to Rs. 250,000

Products	Min. Monthly Salary Eligibility	Loan Amt. Min – Max	Loan Eligibility Max.	Rate of Interest	1st Time Processing Fee	Processing Fee for Repeat Loans
GPay 90 (3 months)	Rs 12,000	Rs. 1,000 Rs. 100,000	100% of the monthly salary	2.5% / month on loan amount (Equivalent reducing balance interest rate 3.71% per EMI)	• 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K	• 4.5% of the loan amount for Loans below Rs. 10K • 3.5% of Loan Amount for Loans above Rs. 10K
GPay 180 (6 months)	Rs 20,000	Rs. 35,000 Rs. 200,000	200% of the monthly salary	2.5% / month on loan amount (Equivalent reducing balance interest rate 3.98% per EMI)	• 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K	• 4.5% of the loan amount for Loans below Rs. 10K • 3.5% of Loan Amount for Loans above Rs. 10K
GPay 270 (9 months)	Rs 25,000	Rs. 50,000 Rs. 250,000	300% of monthly income	2.25% / month on loan amount (Equivalent reducing balance interest rate 3.86% per EMI)	• 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K	• 4.5% of the loan amount for Loans below Rs. 10K • 3.5% of Loan Amount for Loans above Rs. 10K

Check out finance

A consumer financing where CASHe offers Buy Now Pay Later/ No cost EMI products to retail customers on either checkout of online platforms like ecommerce or at the Point of sale of offline retail store. Loan tenure ranges from 3 to 6 months with loan amounts available from Rs. 1,000 to Rs. 60,000

Products	Min. Monthly Salary Eligibility	Loan Amt. Min – Max	Loan Eligibility Max.	Rate of Interest	1st Time Processing Fee	Processing Fee for Repeat Loans
CASHeShop 3EMI (3 months)	Rs 12,000	Rs. 1,000 Rs. 60,000	100% of the monthly salary	Zero	• 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K	Zero
CASHeShop 6EMI (6 months)	Rs 15,000	Rs. 6,000 Rs. 60,000	200% of the monthly salary	0.5% / month on loan amount	• 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K	• 4.5% of the loan amount for Loans below Rs. 10K • 3.5% of Loan Amount for Loans above Rs. 10K