GRO Details
Ajit Menon, VP- Operations.
Contact Number: 044- 40074801
Address: Prestige Zackria Metropolitan No.200/1-8, 2nd Floor, Block 1, Anna Salai, Chennai-600002
Email: grievanceredressal@vivriticapital.com
For more information on the GRO details, please visit the following site homefirstindia.com
GRO Details
Ms. Deepa Nair
Address: IndiQube Golf View Homes,6th Floor, Tower B, 3rd Cross Road,S R Layout, Murgesh Pallya,Bengaluru-560017
Toll free number: 1800 419 8766
Email: gro@northernarc.com
GRO Details
Name: Prachi Jain – Grievance Redressal Officer
Address: : 803 Morya Bluemoon 8th Floor, New Link Rd, Veera Desai Industrial Estate, Andheri West, Mumbai, Maharashtra 400053
Telephone Number: 022-62231667
Email: compliance@apollofinvest.com
GRO Details
Fiza Tarannum – Grievance Redressal Officer
Address: 7A BDR Building, 2nd floor Ring road, Lajpat Nagar 4, Delhi 110024
Telephone Number: 7290830691
Email: grievances@lendbox.in
Tel. 8828553333
Email ID: Grievance@Bhanix.in
Tel. 8828553333
Email Id:- bhanix@bhanix.in
https://sachet.rbi.org.in/
( Bhanix Finance & Investment Ltd. | Vivriti Capital Pvt. Ltd. )
Product | Min. Monthly Salary Eligibility | CASHe 540 (18 months) | Loan Eligibility Max. | Rate of Interest | 1st Time Processing Fee | Processing Fee for Repeat Loans |
---|---|---|---|---|---|---|
CASHe 90 (3 months) |
Rs 25,000 | Rs. 25,000 Rs. 110,000 |
110% of the net monthly salary | 2.25% / month on reducing the balance interest rate | • 6.5% of loan amount below Rs.10K • 5.5% of Loan amounts above Rs.10K |
• 4.5% of loan amount below 10K • 3.5% of Loan amounts above 10K |
CASHe 180 (6 months) | Rs 25,000 | Rs. 25,000 Rs. 210,000 |
210% of the net monthly salary | 2.25% / month on reducing the balance interest rate | • 6.5% of loan amount below Rs.10K • 5.5% of Loan amounts above Rs.10K |
• 4.5% of loan amount below 10K • 3.5% of Loan amounts above 10K |
CASHe 270 (9 months) |
Rs 25,000 | Rs. 50,000 Rs. 258,000 |
310% of monthly income | 2.25% / month on reducing the balance interest rate | • 6.5% of loan amount below Rs.10K • 5.5% of Loan amounts above Rs.10K |
• 4.5% of loan amount below 10K • 3.5% of Loan amounts above 10K |
CASHe 360 (1 year) |
Rs 40,000 | Rs. 75,000 Rs. 300,000 |
400% of monthly income | 2.40% / month on reducing the balance interest rate | • 6.5% of loan amount below Rs.10K • 5.5% of Loan amounts above Rs.10K |
• 4.5% of loan amount below 10K • 3.5% of Loan amounts above 10K |
CASHe 540 (18 months) |
Rs. 50,000 | Rs. 125,000 Rs. 400,000 |
500% of monthly income | 2.50% / month on reducing the balance interest rate | • 6.5% of loan amount below Rs.10K • 5.5% of Loan amounts above Rs.10K |
• 4.5% of loan amount below 10K • 3.5% of Loan amounts above 10K |
Minimum Salary Eligibility | Min. – Max. Loan Amount | Max. Loan Eligibility | Loan Amount | Rate of Interest | Tenure |
---|---|---|---|---|---|
Rs. 12,000 | Rs. 5,000 – Rs. 200,000 | Up to 200% of net monthly salary | The credit limit is chosen by the customers based on their eligibility | Interest charged based on the amount withdrawn | 5 years from the date of approval |
Min. – Max. Loan amount | Tenure | Max. Loan Eligibility | Rate of Interest | 1st time Processing Fee | Repeat Processing Fee |
---|---|---|---|---|---|
Rs. 1,000 – Rs. 258,000 | 3 – 9 months | Up to 200% of net monthly salary | 0 – 9.13% per annum | Zero to 5.5% for loans over Rs 10,000 | Zero to 3.5% of loans over Rs 10,000 |
Products | Min. Monthly Salary Eligibility | Loan Amt. Min – Max |
Loan Eligibility Max. |
Rate of Interest | 1st Time Processing Fee | Processing Fee for Repeat Loans |
---|---|---|---|---|---|---|
GPay 90 (3 months) |
Rs 12,000 | Rs. 1,000 Rs. 100,000 |
100% of the monthly salary | 2.5% / month on loan amount (Equivalent reducing balance interest rate 3.71% per EMI) | • 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K |
• 4.5% of the loan amount for Loans below Rs. 10K • 3.5% of Loan Amount for Loans above Rs. 10K |
GPay 180 (6 months) |
Rs 20,000 | Rs. 35,000 Rs. 200,000 |
200% of the monthly salary | 2.5% / month on loan amount (Equivalent reducing balance interest rate 3.98% per EMI) | • 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K |
• 4.5% of the loan amount for Loans below Rs. 10K • 3.5% of Loan Amount for Loans above Rs. 10K |
GPay 270 (9 months) |
Rs 25,000 | Rs. 50,000 Rs. 250,000 |
300% of monthly income | 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.86% per EMI) | • 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K |
• 4.5% of the loan amount for Loans below Rs. 10K • 3.5% of Loan Amount for Loans above Rs. 10K |
Products | Min. Monthly Salary Eligibility | Loan Amt. Min – Max |
Loan Eligibility Max. | Rate of Interest | 1st Time Processing Fee | Processing Fee for Repeat Loans |
---|---|---|---|---|---|---|
CASHeShop 3EMI (3 months) |
Rs 12,000 | Rs. 1,000 Rs. 60,000 |
100% of the monthly salary | Zero | • 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K |
Zero |
CASHeShop 6EMI (6 months) |
Rs 15,000 | Rs. 6,000 Rs. 60,000 |
200% of the monthly salary | 0.5% / month on loan amount | • 6.5% of the loan amount for Loans below Rs. 10K • 5.5% of the loan amount for Loans above 10K |
• 4.5% of the loan amount for Loans below Rs. 10K • 3.5% of Loan Amount for Loans above Rs. 10K |