Partners

Supporting Partners

Sourcing Partners

Lending Partners

MAS financial Services Ltd.

GRO Details
Mr. Bharat Mori.
Contact Number: 079 41106 500
Email id: crm.masfin@mas.co.in & bharat@mas.co.in

Vivriti Capital Pvt. Ltd.

GRO Details
Vamshi Vasudevan, Head – Institutional Risk.
ContactNumber: 044- 40074801
Email: grievanceredressal@vivriticapital.com

Home First

GRO Details
Phone: 08880549911
Email: complaints@homefirstindia.com

Bhanix Finance and Investment Limited

GRO
Mr. Prateek Saxena
Bhanix Finance and Investment Limited
Tel: 022-46047350
Email: bhanix@cashe.co.in

Customer care, Grievance Redressal & RBI Sachet Portal Details

Customer Care:
Bhanix Finance & Investment Ltd.

Tel. 022-46047350
Email: support@cashe.co.in
Grievance Redressal Officer
Mr. Prateek Saxena
Bhanix Finance and Investment Limited

Tel. 022-46047350
Email ID: bhanix@cashe.co.in
Nodal / Principal Nodal Officer
Ms. Harsha Nair
Bhanix Finance and Investment Limited

Tel. 02246047350
Email Id:- bhanix@cashe.co.in
RBI Sachet Portal
The RBI sachet portal facilitates lodging of any complaint related to deposits/schemes of various kinds/fake emails

https://sachet.rbi.org.in/

Our Collection Agencies

GLOBAL ASSOCIATES
Mumbai
SV ENTERPRISES
Mumbai
VISESH CREDIT SERVICE
Bangalore
PRERNA ENTERPRISES
Mumbai
DG CONSULTANCY
Mumbai
UNIQUE BUSINESS SOLUTION
Chennai
SAVIOUR MANAGEMENT SERVICE
Chennai
MANASVI ENTERPRISE
Chennai
MICRO MANAGEMENT
Delhi
UR CREDIT
Mumbai
DIALLO
Mumbai
XPLORE TECH/ FUSION BPO
Mohali
ALLSET BUSINESS SOLUTIONS
Chennai
KONEXIONS BACK OFFICE SERVICES PVT LTD
New Delhi
VIVADI MANAGEMENT SERVICES PVT LTD (B W CREDIT)
New Delhi
ASL ENTERPRISES
Mumbai
INDIA LENDS
Gurgaon
Guna associate
Telangana
Vinayak Marketing Consultant Pvt. Ltd
Mumbai
Vipatra Technologies Pvt ltd /DPD zero
Bangalore

Credit Product Suite

( Bhanix Finance & Investment Ltd. | Mas financial Services Ltd. | Vivriti Capital Pvt. Ltd. )

Short-term unsecured personal loans with EMI tenors starting from 3 – 18 months with loan amounts available from Rs. 1,000 to Rs. 4 lakhs.

Product Min. Monthly Salary Eligibility CASHe 540
(18 months)
Loan Eligibility Max. Rate of Interest 1st Time Processing Fee Processing Fee for Repeat Loans
CASHe 90
(3 months)
Rs 12,000 Rs. 1,000
Rs. 110,000
110% of the net monthly salary 2.5% / month on loan amount (Equivalent reducing balance interest rate 3.71% per EMI) • 6.5% of loan amount below Rs.10K
• 5.5% of Loan amounts above Rs.10K
• 4.5% of loan amount below 10K
• 3.5% of Loan amounts above 10K
CASHe 180
(6 months)
Rs 20,000 Rs. 25,000
Rs. 210,000
210% of the net monthly salary 2.4% / month on loan amount (Equivalent reducing balance interest rate 3.98% per EMI) • 6.5% of loan amount below Rs.10K
• 5.5% of Loan amounts above Rs.10K
• 4.5% of loan amount below 10K
• 3.5% of Loan amounts above 10K
CASHe 270
(9 months)
Rs 25,000 Rs. 50,000
Rs. 258,000
310% of monthly income 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.86% per EMI) • 6.5% of loan amount below Rs.10K
• 5.5% of Loan amounts above Rs.10K
• 4.5% of loan amount below 10K
• 3.5% of Loan amounts above 10K
CASHe 360
(1 year)
Rs 40,000 Rs. 75,000
Rs. 300,000
400% of monthly income 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.88% per EMI) • 6.5% of loan amount below Rs.10K
• 5.5% of Loan amounts above Rs.10K
• 4.5% of loan amount below 10K
• 3.5% of Loan amounts above 10K
CASHe 540
(18 months)
Rs. 50,000 Rs. 125,000
Rs. 400,000
500% of monthly income 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.85% per EMI) • 6.5% of loan amount below Rs.10K
• 5.5% of Loan amounts above Rs.10K
• 4.5% of loan amount below 10K
• 3.5% of Loan amounts above 10K

Offers a line of credit up to Rs 2 lakh with interest charged only on the amount withdrawn. The Credit Line facility offers users the flexibility to choose an existing retail loan from CASHe as well as opt for multiple Buy Now Pay Later (BNPL) loans to fund their purchases from popular online shopping sites.

Minimum Salary Eligibility Min. – Max. Loan Amount Max. Loan Eligibility Loan Amount Rate of Interest Tenure
Rs. 12,000 Rs. 5,000 – Rs. 200,000 Up to 200% of net monthly salary The credit limit is chosen by the customers based on their eligibility Interest charged based on the amount withdrawn 5 years from the date of approval

Buy Now Pay Later (BNPL – Gift card loan plans for multiple online retail sites)

Min. – Max. Loan amount Tenure Max. Loan Eligibility Rate of Interest 1st time Processing Fee Repeat Processing Fee
Rs. 1,000 – Rs. 258,000 3 – 9 months Up to 200% of net monthly salary 0 – 9.13% per annum Zero to 5.5% for loans over Rs 10,000 Zero to 3.5% of loans over Rs 10,000

*Products, loan offers, and its eligibility vary based on the customer’s preference to shop on various e-tailers that are tied up with CASHe.

The CASHe Spot on the ‘Businesses’ section of Google Pay enables users to gain access to the CASHe retail loan products. Short-term unsecured personal loans with tenure ranging from 3 to 9 months with loan amounts available from Rs. 1,000 to Rs. 250,000

Products Min. Monthly Salary Eligibility Loan Amt.
Min – Max
Loan Eligibility
Max.
Rate of Interest 1st Time Processing Fee Processing Fee for Repeat Loans
GPay 90
(3 months)
Rs 12,000 Rs. 1,000
Rs. 100,000
100% of the monthly salary 2.5% / month on loan amount (Equivalent reducing balance interest rate 3.71% per EMI) • 6.5% of the loan amount for Loans below Rs. 10K
• 5.5% of the loan amount for Loans above 10K
• 4.5% of the loan amount for Loans below Rs. 10K
• 3.5% of Loan Amount for Loans above Rs. 10K
GPay 180
(6 months)
Rs 20,000 Rs. 35,000
Rs. 200,000
200% of the monthly salary 2.5% / month on loan amount (Equivalent reducing balance interest rate 3.98% per EMI) • 6.5% of the loan amount for Loans below Rs. 10K
• 5.5% of the loan amount for Loans above 10K
• 4.5% of the loan amount for Loans below Rs. 10K
• 3.5% of Loan Amount for Loans above Rs. 10K
GPay 270
(9 months)
Rs 25,000 Rs. 50,000
Rs. 250,000
300% of monthly income 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.86% per EMI) • 6.5% of the loan amount for Loans below Rs. 10K
• 5.5% of the loan amount for Loans above 10K
• 4.5% of the loan amount for Loans below Rs. 10K
• 3.5% of Loan Amount for Loans above Rs. 10K

A consumer financing where CASHe offers Buy Now Pay Later/ No cost EMI products to retail customers on either checkout of online platforms like ecommerce or at the Point of sale of offline retail store. Loan tenure ranges from 3 to 6 months with loan amounts available from Rs. 1,000 to Rs. 60,000

Products Min. Monthly Salary Eligibility Loan Amt.
Min – Max
Loan Eligibility Max. Rate of Interest 1st Time Processing Fee Processing Fee for Repeat Loans
CASHeShop 3EMI
(3 months)
Rs 12,000 Rs. 1,000
Rs. 60,000
100% of the monthly salary Zero • 6.5% of the loan amount for Loans below Rs. 10K
• 5.5% of the loan amount for Loans above 10K
Zero
CASHeShop
6EMI
(6 months)
Rs 15,000 Rs. 6,000
Rs. 60,000
200% of the monthly salary 0.5% / month on loan amount • 6.5% of the loan amount for Loans below Rs. 10K
• 5.5% of the loan amount for Loans above 10K
• 4.5% of the loan amount for Loans below Rs. 10K
• 3.5% of Loan Amount for Loans above Rs. 10K