Our Partners - CASHe

Partners

Supporting Partners

Sourcing Partners

Lending Partners

Vivriti Capital Pvt. Ltd.

GRO Details
Ajit Menon, VP- Operations.
Contact Number: 044- 40074801
Address: Prestige Zackria Metropolitan No.200/1-8, 2nd Floor, Block 1, Anna Salai, Chennai-600002
Email: grievanceredressal@vivriticapital.com

Home First

GRO Details
Phone: 08880549911
Email: complaints@homefirstindia.com

Northern ARC

GRO Details
Ms. Deepa Nair
Address: IndiQube Golf View Homes,
6th Floor, Tower B, 3rd Cross Road,
S R Layout, Murgesh Pallya,
Bengaluru-560017
Toll free number: 1800 419 8766
Email: gro@northernarc.com

Customer care, Grievance Redressal & RBI Sachet Portal Details

Customer Care:
Bhanix Finance & Investment Ltd.

Tel. 8828553333
Email: support@bhanix.in
Grievance Redressal Officer
Pushpinder Kaur
Bhanix Finance and Investment Limited

Tel. 8828553333
Email ID: Grievance@Bhanix.in
Principal Nodal Office
Pushpinder Kaur
Bhanix Finance and Investment Limited

Tel. 8828553333
Email Id:- bhanix@bhanix.in
RBI Sachet Portal
The RBI sachet portal facilitates lodging of any complaint related to deposits/schemes of various kinds/fake emails

https://sachet.rbi.org.in/

List of Outsourced Collection Centers

Credit Product Suite

( Bhanix Finance & Investment Ltd. | Mas financial Services Ltd. | Vivriti Capital Pvt. Ltd. )

Short-term unsecured personal loans with EMI tenors starting from 3 – 18 months with loan amounts available from Rs. 1,000 to Rs. 4 lakhs.

Product Min. Monthly Salary Eligibility CASHe 540
(18 months)
Loan Eligibility Max. Rate of Interest 1st Time Processing Fee Processing Fee for Repeat Loans
CASHe 90
(3 months)
Rs 12,000 Rs. 1,000
Rs. 110,000
110% of the net monthly salary 2.5% / month on loan amount (Equivalent reducing balance interest rate 3.71% per EMI) • 6.5% of loan amount below Rs.10K
• 5.5% of Loan amounts above Rs.10K
• 4.5% of loan amount below 10K
• 3.5% of Loan amounts above 10K
CASHe 180
(6 months)
Rs 20,000 Rs. 25,000
Rs. 210,000
210% of the net monthly salary 2.4% / month on loan amount (Equivalent reducing balance interest rate 3.98% per EMI) • 6.5% of loan amount below Rs.10K
• 5.5% of Loan amounts above Rs.10K
• 4.5% of loan amount below 10K
• 3.5% of Loan amounts above 10K
CASHe 270
(9 months)
Rs 25,000 Rs. 50,000
Rs. 258,000
310% of monthly income 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.86% per EMI) • 6.5% of loan amount below Rs.10K
• 5.5% of Loan amounts above Rs.10K
• 4.5% of loan amount below 10K
• 3.5% of Loan amounts above 10K
CASHe 360
(1 year)
Rs 40,000 Rs. 75,000
Rs. 300,000
400% of monthly income 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.88% per EMI) • 6.5% of loan amount below Rs.10K
• 5.5% of Loan amounts above Rs.10K
• 4.5% of loan amount below 10K
• 3.5% of Loan amounts above 10K
CASHe 540
(18 months)
Rs. 50,000 Rs. 125,000
Rs. 400,000
500% of monthly income 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.85% per EMI) • 6.5% of loan amount below Rs.10K
• 5.5% of Loan amounts above Rs.10K
• 4.5% of loan amount below 10K
• 3.5% of Loan amounts above 10K

Offers a line of credit up to Rs 2 lakh with interest charged only on the amount withdrawn. The Credit Line facility offers users the flexibility to choose an existing retail loan from CASHe as well as opt for multiple Buy Now Pay Later (BNPL) loans to fund their purchases from popular online shopping sites.

Minimum Salary Eligibility Min. – Max. Loan Amount Max. Loan Eligibility Loan Amount Rate of Interest Tenure
Rs. 12,000 Rs. 5,000 – Rs. 200,000 Up to 200% of net monthly salary The credit limit is chosen by the customers based on their eligibility Interest charged based on the amount withdrawn 5 years from the date of approval

Buy Now Pay Later (BNPL – Gift card loan plans for multiple online retail sites)

Min. – Max. Loan amount Tenure Max. Loan Eligibility Rate of Interest 1st time Processing Fee Repeat Processing Fee
Rs. 1,000 – Rs. 258,000 3 – 9 months Up to 200% of net monthly salary 0 – 9.13% per annum Zero to 5.5% for loans over Rs 10,000 Zero to 3.5% of loans over Rs 10,000

*Products, loan offers, and its eligibility vary based on the customer’s preference to shop on various e-tailers that are tied up with CASHe.

The CASHe Spot on the ‘Businesses’ section of Google Pay enables users to gain access to the CASHe retail loan products. Short-term unsecured personal loans with tenure ranging from 3 to 9 months with loan amounts available from Rs. 1,000 to Rs. 250,000

Products Min. Monthly Salary Eligibility Loan Amt.
Min – Max
Loan Eligibility
Max.
Rate of Interest 1st Time Processing Fee Processing Fee for Repeat Loans
GPay 90
(3 months)
Rs 12,000 Rs. 1,000
Rs. 100,000
100% of the monthly salary 2.5% / month on loan amount (Equivalent reducing balance interest rate 3.71% per EMI) • 6.5% of the loan amount for Loans below Rs. 10K
• 5.5% of the loan amount for Loans above 10K
• 4.5% of the loan amount for Loans below Rs. 10K
• 3.5% of Loan Amount for Loans above Rs. 10K
GPay 180
(6 months)
Rs 20,000 Rs. 35,000
Rs. 200,000
200% of the monthly salary 2.5% / month on loan amount (Equivalent reducing balance interest rate 3.98% per EMI) • 6.5% of the loan amount for Loans below Rs. 10K
• 5.5% of the loan amount for Loans above 10K
• 4.5% of the loan amount for Loans below Rs. 10K
• 3.5% of Loan Amount for Loans above Rs. 10K
GPay 270
(9 months)
Rs 25,000 Rs. 50,000
Rs. 250,000
300% of monthly income 2.25% / month on loan amount (Equivalent reducing balance interest rate 3.86% per EMI) • 6.5% of the loan amount for Loans below Rs. 10K
• 5.5% of the loan amount for Loans above 10K
• 4.5% of the loan amount for Loans below Rs. 10K
• 3.5% of Loan Amount for Loans above Rs. 10K

A consumer financing where CASHe offers Buy Now Pay Later/ No cost EMI products to retail customers on either checkout of online platforms like ecommerce or at the Point of sale of offline retail store. Loan tenure ranges from 3 to 6 months with loan amounts available from Rs. 1,000 to Rs. 60,000

Products Min. Monthly Salary Eligibility Loan Amt.
Min – Max
Loan Eligibility Max. Rate of Interest 1st Time Processing Fee Processing Fee for Repeat Loans
CASHeShop 3EMI
(3 months)
Rs 12,000 Rs. 1,000
Rs. 60,000
100% of the monthly salary Zero • 6.5% of the loan amount for Loans below Rs. 10K
• 5.5% of the loan amount for Loans above 10K
Zero
CASHeShop
6EMI
(6 months)
Rs 15,000 Rs. 6,000
Rs. 60,000
200% of the monthly salary 0.5% / month on loan amount • 6.5% of the loan amount for Loans below Rs. 10K
• 5.5% of the loan amount for Loans above 10K
• 4.5% of the loan amount for Loans below Rs. 10K
• 3.5% of Loan Amount for Loans above Rs. 10K