Personal Loan in Chennai

Loan up to ₹4 Lakhs | Attractive Interest Rates | Quick Approval

Soar to new heights with the best instant personal loans in Chennai!

Chennai is where you have cultural diversity and exquisite cuisine to savour. It is the place where you can witness a right blend of environment that encourages innovation and ambition. Probably that’s the reason Chennai is quite favourite amongst many individuals with goals and dreams. The city sits on the beautiful shores of Bay of Bengal and has a lot to offer you.

While in Chennai, you do not even need to worry about when you are looking for instant personal loans in the event of unforeseen circumstances. With CASHe, you can easily access instant personal loans up to 4 lakhs within a few minutes. Our personal loans are unsecured and hence, you don’t even need to provide any security or collateral. Isn’t it the best part? To avail the offers, just download our user-friendly mobile app and you are set to fulfil your dreams. Our mobile app is all there to simplify the process, thereby, making it effortless for you to secure the ideal personal loan.

Features and Benefits of CASHe Personal Loans in Chennai

Here are the features and benefits of CASHe personal loans in Chennai:

  • Our personal loans require very little online paperwork
  • When you apply for a personal loan in Chennai through CASHe, you get low interest rates
  • You can apply for a personal loan in Chennai at any time and from anywhere using our user-friendly mobile app
  • Your loan application will be processed within just 15-20 minutes
  • Post approval, you will receive your funds without having to provide any collateral or security

Eligibility for CASHe Personal Loans in Chennai

To borrow CASHe personal loans in Chennai, make sure you:

  • Are an Indian citizen
  • Are at least 18 years old
  • Have a job that pays you at least ₹15,000 every month
  • Have an active account on either Facebook or LinkedIn

Documents Required for CASHe Personal Loan in Chennai

When you apply for our instant personal loans, you don’t have much paperwork to deal with. Just provide a small set of the following documents to secure a personal loan in Chennai:

  • Aadhar Card
  • PAN Card
  • Proof of Permanent Address
  • Proof of Salary
  • Passport-size Photographs

Charges and Fees for CASHe instant personal loan in Chennai

How can you apply for a personal loan with CASHe without understanding its loan interest rates, fees, and charges? So, here’s the brief to go through:

CASHe Personal Loan Interest Rates in Chennai

Loan tenure Interest per month APR
90 days 2.50% 30.42%
180 days 2.40% 29.20%
270 days 2.25% 27.38%
360 days 2.25% 27.38%
540 days 2.25% 27.38%


  • You have a 5-day grace period at the end of each month where no interest is charged
  • If the EMI is not paid within this time, a 0.7% penalty fee will be applied

CASHe Personal Loan Processing Fees:

Loan tenure Interest per month
90 days Flat ₹85 for personal loans amounting from ₹0 to ₹5,999. Flat ₹500 for loans amounting from ₹6,000 to ₹33,333. 1.50% of the loan amount for loans amounting from ₹33,334 to ₹99,999.
180 days ₹1,200 or 2% of the loan amount, whichever is higher
270 days ₹1,200 or 2% of the loan amount, whichever is higher
360 days ₹1,200 or 2% of the loan amount, whichever is higher
540 days ₹1,000 or 3% of the loan amount, whichever is higher

Instant Personal Loan Options

Frequently Asked Questions

Visit Google Playstore or the App Store to download the CASHe mobile app.

Once your documents are verified, the loan will be deposited into your bank account within 20 minutes to 24 hours.

Individuals can borrow any amount between ₹1000 and ₹4,00,000 with a repayment period of 90, 180, 270, 360, and 540 days.

Here are the steps you can follow to avail a personal loan in Chennai with CASHe:

  1. Download the CASHe app from Google Playstore or the App Store
  2. Open the app and create your account
  3. Complete the KYC (Know Your Customer) process
  4. Once your KYC is verified, go to the ‘Get Loan’ option
  5. Select ‘Personal loan’ and provide all the required information including the loan amount and desired repayment period
  6. CASHe will now assess your application
  7. Once your application is approved, the loan amount will be transferred directly into your bank account

The minimum monthly income to be eligible to apply for a personal loan with CASHe is ₹15,000.

No, CASHe personal loans do not require any security or collateral.

Types of Personal Loan: