Personal Loan in Vadodara

Loan up to ₹3 Lakhs | Attractive Interest Rates | Quick Approval

Get A Personal Loan In Vadodara

Vadodara is a city of culture and heritage in India. From Laxmi Vilas Palace to Baroda Museum and garba nights to cultural hotspots, the city harbours a variety to marvel at. As it offers an ideal mix of tradition and progress, people often come here to seek numerous opportunities. But, as we all know, numerous opportunities can also bring unforeseen expenses. So, if you have urgent expenses to take care of, look no further! Avail a CASHe instant personal loan in Vadodara now.

CASHe offers an easy way to get funds without waiting in queues or going through long paperwork. Get quick money and fulfil your requirements. Whether you need money for medical bills, home repairs, education, small business or travel, CASHe offers instant loans of up to ₹3 lakh to help you manage your finances.

You just need to download the CASHe app and get a collateral-free loan with competitive interest rates and flexible loan repayment options. As the entire process is online, you can get an instant cash loan in Vadodara without any hassle.

Loan Amount

45K 1L 1.5L 2L 2.5L 3L
Interest Rate
per annum (% )

5 12 19 26 33 40
Tenure (In months)

6 12 18 24 30

EMI Amount

Interest

Principal

Interest Rate & Charges For An Instant Personal Loan In Vadodara

CASHe provides you with instant cash loans in Vadodara at rates lower than credit cards. The interest rates and charges with CASHe are reasonable:

  • Interest Rate: Ranges between 2.79% and 3% per month (reducing balance interest).
  • Processing Fee: CASHe charges a minimal processing fee of 2.5% of the loan.
  • Late Payment Charges: CASHe has a 5-day interest-free grace period and charges up to 0.1% of the payment per day as a late payment penalty.

Note: The interest rate charged by CASHe also depends on your credit score, income and repayment history.

Features & Benefits of CASHe Instant Loans

Apply for a personal loan in Vadodara with CASHe and avail the following features and benefits:

  • Instant Approval: Get your loan approved within minutes.
  • Fast Disbursal: Money is credited to your bank within a few hours.
  • No Collateral Required: You don’t need to provide security.
  • Flexible Loan Amounts: You can borrow any amount between ₹45,000 and ₹3 lakh.
  • Minimal Documentation: Only basic documents are required.
  • Convenience: 100% Online process.
  • Easy Repayment: Choose a loan tenure of up to 540 days.

Eligibility Criteria for a CASHe Instant Cash Loan in Vadodara

To get a personal loan in Vadodara with CASHe, here are the loan eligibility criteria you need to meet:

  • Citizenship: Indian
  • Age: 18 to 58 years
  • Employment Type: Must be a salaried employee
  • Minimum Salary: ₹40,000 per month
  • Credit Score: Preferably 600+
  • Bank Account: Must have an active Indian bank account

Documents Required for a CASHe Personal Loan in Vadodara

Though there is minimal paperwork, there are certain documents you need to provide for an online CASHe instant cash loan in Vadodara. The list of these documents includes:

  • For identity proof: Aadhaar card and PAN card
  • For address proof: Passport/driver’s licence/utility bill/voter ID card
  • For salary proof: Latest salary slips or bank statements
  • For bank account details: Account number and IFSC code
  • For identity verification: A Selfie

Note: For quick loan approval, make sure the information or documents you provide are up to date.

How to Apply for a CASHe Instant Personal Loan in Vadodara?

Here is the step-by-step guide for you to apply for an instant personal loan in Vadodara with CASHe:

Step 1: Download the CASHe app.

Step 2: Create an account with your mobile number.

Step 3: Upload documents like Aadhaar, PAN, and salary proof and complete the KYC procedure.

Step 4: Select the loan amount and loan tenure based on your requirements.

Step 5: Submit the loan application and wait for approval.

Step 6: Get the approved loan amount in your bank account within a few hours.

Without further ado, download the CASHe app and apply for a personal loan in Vadodara in just a few minutes!

Frequently Asked Questions

To apply for a personal loan in Vadodara with CASHe, you must be an Indian citizen of at least 18 years of age. You must also be a salaried individual with a minimum monthly salary of ₹40,000 to avail an instant personal loan in Vadodara without any hassle. Also, a credit score of 600+ is usually preferred.

The minimum salary required to get a CASHe instant cash loan in Vadodara is ₹40,000 per month.

Absolutely. You can get a personal loan in Vadodara with CASHe without any collateral or security.

To get the loan amount, you need to first fulfil all loan requirements and meet eligibility criteria to apply for it. Once the loan is approved, the amount gets credited to the bank account within a few hours.

No, you do not require any local address proof. CASHe verifies your address at the time of KYC with the Aadhaar or PAN card.

Instant Personal Loan by Amounts

Types of Personal Loan: