Medical Loan —

Medical Financing For Medical Emergencies

Don’t worry about dealing with sudden medical expenses when you can take a cashless medical loan from CASHe

A medical emergency can disrupt your peace of mind and deplete your finances in no time. It may come unexpectedly and leave you scrambling for funds. But waiting to gather the money is not an option. At this juncture, you can apply for a medical loan to bail you out of the financial emergency.

With CASHe, handle health emergencies without any stress.

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What is a CASHe Medical Loan?—

A CASHe medical loan is a kind of personal loan for medical emergencies that offers you the financial aid you require to manage your sudden medical expenses. Whether it is a surgery or hospital treatment, a CASHe medical loan is the right fit to access quick funds.

CASHe has partnered with AyushPay to help you with cashless medical loans of up to ₹3 lakhs. With this partnership, you get access to a strong network of 5000+ hospitals across India. As the process is quick and paperless, you can apply online and get the medical loan approved within minutes.

Now, get timely treatment without worrying about money!

Features & Benefits of a CASHe Medical Loan-

What are the features and benefits of a CASHe Medical Loan?

When you have a medical emergency, the last thing you would want to worry about is arranging money. With a CASHe medical loan, you need not worry about expensive care and hospitalisation. Get the funds in a jiffy and get the right treatment without any delays.

CASHe’s quick and simple medical emergency loan funds an entire gamut of treatments and hospitalisation. Here’s what makes the CASHe medical loan offers:

  • Instant Approval & a Paperless Process: With zero paperwork, apply directly on the CASHe app and get your loan approved within minutes.
  • 100% Digital Application: Download the CASHe app and apply for the loan from the comforts of your home.
  • Simple Eligibility Check: Only the basic documents and income are checked for quick loan approval.
  • Wide Hospital Coverage: Enjoy access to 5000+ top hospitals across India.
  • Funds Before Admission: Get funds transferred quickly to the hospital of your choice before admission.
  • Covers 30+ Medical Procedures: The loan is applicable for 30+ medical procedures, from surgeries to specialised care.
  • No Hidden Charges: There is full transparency and no extra costs involved.
  • Flexible EMI Options: Repay the loan in 9, 12 or 18 months, as per your budget.
  • Safe & Secure Disbursement: Funds get transferred to the hospital, thereby preventing misuse.
  • Simple Loan Application Journey: Apply for a medical loan in just a few steps on the CASHe app.
  • Great Customer Support: Reach out freely to the dedicated team whenever help is needed.
  • 5% Cashback: Get 5% cash back within 48 hours of loan disbursal to the hospital.
₹4,000cr+
disbursed so far
20 million+
app downloads
4 lakh+
loyal customers

How to Apply For a Medical Loan?

Here’s how you can apply for a CASHe medical loan in simple steps:

01
Download the CASHe app on your smartphone and set it up as directed. The app is available on both the Google Playstore and the App Store.

02
Select ‘Medical Loan’ from the types of loans and choose the treatment from the list of procedures.

03
Select the location and hospital from the list of hospitals provided.

04
Fill in the necessary details like loan amount and tenure, and upload the required documents.

05
Submit the loan application and wait for approval. Once approved, the medical loan funds will be transferred directly to the hospital.

06
Start your treatment.

Loan Configuration for Medical Loan-

CASHe offers a wide range of plans so that you can choose what is best for you.

CASHe

Days
Tenure: 9 months
Min. Salary ₹40,000
Minimum loan: ₹45,000
Maximum loan: ₹2,50,000

CASHe

Days
Tenure: 12 months
Min. Salary ₹40,000
Minimum loan: ₹50,000
Maximum loan: ₹3,00,000

CASHe

Days
Tenure: 18 months
Min. Salary ₹50,000
Minimum loan: ₹75,000
Maximum loan: ₹3,00,000

Requirements for applying—

Let’s check your eligibility before you apply for the loan for medical treatment. They are:

Eligibility Criteria

What is the eligibility criteria for a medical loan?

Must be an
Indian citizen

Must be at least
18 years of age

Must be a salaried professional

Must have monthly
salary of ₹40,000 or more

Must have a Facebook
or a Linkedin Account

Required Documents

What are the documents required for a medical loan?

Photo Identity Proof
(PAN Card)

Income Proof
(Latest Salary Slip)

Identity Proof
(Aadhar Card)

Permanent Address Proof
(Accepted Documents)

Latest Bank Statement showing Salary Credit

Get a Medical Loan from CASHe

CASHe offers cashless medical loans that are processed quickly, digitally and without any paperwork – all through your smartphone. Apply for the loan on the CASHe app and get it approved within minutes. CASHe, in partnership with AyushPay, offers medical loans of up to ₹3,00,000 with flexible repayment options of 9, 12 and 18 months. With this partnership, get your ailment treated at any of the 5000+ partner hospitals.

Now, you do not need to worry about sudden medical costs. Focus on getting the treatment at the best facilities. The CASHe Medical Loan covers 30+ medical procedures and all expenses, including treatment, surgery, post-surgery care and therapy for the hospitalisation period.

Medical Loan Interest Rate and Other Charges

At CASHe, the medical loan interest rate is calculated on a per-month basis for the loan amount. The interest rate for a CASHe personal loan for medical emergencies ranges from 2.79% to 3% (reducing balance interest) on the loan amount. You also get a 5-day interest-free grace period for you to pay your CASHe medical loan EMI at the end of every month. Any subsequent delay will lead to a 0.1% interest fee penalty per day.

Additionally, we also levy a plain processing fee of 2.5% of the loan based on the medical loan product you are eligible for.

Tips for a Successful Medical Loan Application

In order to ensure that your CASHe medical loan is processed as soon as possible, you need to keep a few things in mind. Here are some tips to improve your chances of getting an urgent medical loan approval at CASHe:

  • You must have a clean credit history with CASHe or with other financial institutions. This is crucial as your previous credit rating will have a direct implication on the SLQ scores generated at CASHe.
  • Make sure that you upload all the necessary documents in clear and legible formats.
  • Apply for a medical loan amount that you can afford to pay back on time.

Expenses Covered in a CASHe Medical Loan

CASHe offers EMI-based medical loans that you can use to pay for treatment, surgery, therapy, etc., during hospitalisation. This can help in taking some of the pressure off your health insurance plan, whose coverage may be insufficient in paying all the expenses.

Why is 102 an important number?

Medical Loan Frequently Asked Questions (FAQs)—

Have a question not mentioned here? Feel free to contact us and we will respond as soon as possible.

The eligibility criteria to avail a medical loan from CASHe are:

  • You should be an Indian citizen.
  • You must be at least 18 years of age.
  • You must be a salaried professional with a minimum monthly salary of ₹50,000 or more

Yes, you can avail a medical emergency loan by yourself on the CASHe app. However, make sure you meet CASHe’s eligibility criteria for an urgent medical loan.

At CASHe, the medical loan interest rates are calculated using the reducing balance method, offering competitive rates up to 36% per annum.

You can find the CASHe mobile app on the Google PlayStore and the Apple App Store.

Yes, you can repay your CASHe medical loan in EMIs as per your selected loan tenure. The medical emergency loans on CASHe are offered with flexible loan tenures ranging from 9 months to 18 months.

You will need the following documents to apply for a medical loan on the CASHe app:

  • Photo identity proof (PAN card)
  • Income proof (latest salary slip)
  • Identity proof (Aadhar card)
  • Permanent address proof (accepted documents
  • Latest bank statement showing salary credit

CASHe emergency medical loans can be used to pay for all medical expenses, including treatment, surgery, post-surgery care, therapy, daily medication, etc., during the hospitalisation period.

With CASHe, you can avail an urgent medical loan up to a maximum limit of ₹3,00,000.

No, medical emergency loans on CASHe are unsecured in nature. Hence, they do not require any security, collateral or guarantee.

CASHe, in partnership with AyushPay, covers a wide range of 5000+ top hospitals across India.

A CASHe medical loan covers all major treatments including Dental Fracture, Flap Surgery, Root Canal, ENT, Septoplasty, Sinus Surgery, Appendix Removal (Appendectomy), Circumcision, Gall Bladder Stone Removal (LapColi), Piles Surgey (Hemorrhoidectomy), Dilatation and Curettage ( D & C) ( DAY CARE), Normal delivery (with well baby care), Ovarian Cystectomy, Uterus Removal (Hysterectomy), Cataract Surgery, Kidney stone removal and more.

It is important to have a clean credit history when you apply for a medical loan at CASHe. This is important as your previous credit score will have a direct implication on the scores we generate on the SLQ.

You can apply for a medical emergency loan on the CASHe mobile loan app, available on both Google Playstore and App Store.

If you are applying for an emergency medical loan on the CASHe app, you can get your loan approved within a few minutes. So, it is very quick and convenient.

One of the biggest benefits of taking a loan is that you have some form of financial support that ensures you don’t have to deplete your savings. With a CASHe emergency medical loan, here are the significant benefits you can avail of:

  • Instant Approval with a Paperless Process
  • 100% Digital
  • Simple Eligibility Check
  • Access to 5000+ top hospitals across India
  • Get Funds Before Hospital Admission
  • Covers 30+ Medical Procedures
  • Enjoy 5% cashback within 48 hours of loan disbursal
  • No Hidden Charges
  • Easy Repayment in Flexible EMI Options
  • Safe & Secure Disbursement
  • Great Customer Support

Personal loans for medical emergencies are tax-deductible.

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