Diwali Gift You Can Get With a Personal Loan – Infographic
Diwali is the most celebrated festival of Hindus. The popular celebration marks the triumph of good over evil, light over darkness and knowledge over ignorance. People flock to homes to celebrate Diwali with fireworks, sweets, and other home-made delicacies. If you have plans to celebrate this special occasion as well, you can get a personal loan to do so and use that amount to get your friends and family some special gifts!
Why Use a Personal Loan For Diwali Shopping?
Diwali is also a time when people celebrate with friends and family by spending money on gifts and other celebrations such as dinners and parties. One of the biggest challenges for many people during this time of year is paying for all the expenses that come along with celebrating. Traditional gifts for relatives or snacks for your children can add up quickly. However, if you have a personal loan, you can use it to cover those costs and still have enough left over to spend on other things. Another benefit of a personal loan for Diwali shopping is that it can help you build good credit history. By getting a personal loan from an approved lender, you’re showing lenders that you’re capable of managing your finances responsibly. This will increase your chances of being approved for future loans or credit cards in the future.
Advantages of Using a Personal Loan From CASHe
- Flexible tenures – 90 days, 180 days, 270 days, 360 days, and 540 days
- Requires minimal documentation
- Can apply from the comfort of your home or on the go
- No need to visit the bank
- The process is 100% digitised
- You can borrow up to Rs. 4,00,000
Is it sensible to use a loan for Diwali shopping?
Yes, it is! This way, your current monthly budget will not be impacted nor will you have to dip into your savings.
Are there special offers available?
No, there are no special offers currently available.
Can I use the loan for expenses apart from Diwali shopping?
Yes, you can.
If I prepay the amount, will it affect my credit score?
If you prepay the loan amount, it will have a positive impact on your credit score and SLQ.