How to Get an Instant Loan Using Whatsapp?

Whatsapp is constantly moulding itself according to its customer’s demands and needs. It knows your struggle and is making your life easier one feature at a time. 

Don’t you agree? 

Do you remember back when you sent that embarrassing text to your crush? Well, now you can delete your sent texts before the receiver sees them. An absolute lifesaver! 

You hated that annoying family group and were tired of seeing those never-ending good morning, evening, and night texts every day. So Whatsapp now lets you leave these groups without announcing your departure at all! 

You wanted to hide your last seen from a certain person but still want to stalk others’ last seen. Much to your satisfaction, now you can!

Whatsapp is a customer-centric platform so it would only make sense for it to think about making your financial life a little easier. That is why WhatsApp has partnered with another customer-obsessed fintech company CASHe to provide an instant credit line in 30 seconds! 

Whatsapp credit line:

CASHe is famous for making things simple for its customers. Being the consumer-obsessed company it is, it offers every possible type of loan you would ever need. Shopping loans, grocery shopping loans, personal loans, personal credit lines, and now has become the first ever company in its industry to launch WhatsApp credit lines

Whatsapp credit line feature is built for individuals who have small financial requirements, need funds for medical emergencies, or need money immediately. In urgent cases, you would have time to even answer the questions of your friends or parents before they lend your the money. Answer their questions, listen to yet another unsolicited lecture on money management, and probably get denied. 

Or would you prefer to download apps, apply for a personal loan or credit line, submit various types of paperwork, wait for the lender to check your credit reports and then… probably get a loan?

Or you can use your credit card which will smack cash advance fees and has a high-interest rate that starts compounding until you pay off your balance. 

Both scenarios aren’t the best option for you. And that is why CASHe introduced its WhatsApp credit line feature so you can get credit without any documents and within 30 seconds!

How to apply for a WhatsApp credit line:

CASHe’s WhatsApp credit line feature is only for salaried individuals. To get your credit line within seconds, follow these simple steps: 

STEP 1: All you have to do is save CASHe’s WhatsApp number +91 80975 53191 on your phone. This service is available 24/7 and demands zero documents. 

STEP 2: Once the number appears in your WhatsApp contacts, send a “Hi” to us. Our virtual assistant will greet you and assist.

STEP 3: You will be presented with two options: 

Get an instant credit line.


Explore the main menu where you can raise a query, apply for a credit line, and gain information about CASHe’s other awesome products.

STEP 4: When you select ‘Get Instant Credit!’ 

You will be asked to provide basic details like your name, as mentioned on your PAN card.

STEP 5: Then our AI-powered bot will verify your inputs and automatically facilitate a formal application and KYC (Know Your Customer) check.

Once verified, you will get a pre-approved credit line up to ₹5,000 within 30 seconds.

It’s that easy!

But what if you need more than Rs 5000?

The answer is simple. You can download CASHe’s mobile app and secure a credit line of up to  ₹1,00,000 or get a personal loan of up to  ₹4,00,00. 

The WhatsApp credit line comes with a loan tenure of 3 months and a rate of interest of 2.25% per month. Meaning, that, unlike credit cards, you will not be charged daily interest and won’t have interest accruing on the balance. But is recommended to pay off your loan amount as soon as possible. You can choose to pay your loan off via NEFT & IMPS.