The Festival of Lights or the festival of Diwali is one of the most popular festivals in India. It is celebrated with much enthusiasm and joy throughout India and other parts of the world too.
The festival marks the victory of good over evil, light over darkness, knowledge over ignorance, happiness over sadness, prosperity over poverty, and harmony between people. The festival is an occasion to rejoice with family and friends. This year, you should take the responsibility of ringing in the joyous festival with a big celebration.
Different Financial Tools For Different Festive Activities
- A credit line makes it possible to secure a personal loan and multiple shopping loans up to Rs. 2,00,000 which can take care of multiple expenses such as arranging the puja samaghri, gifts for guests, catering expenses, etc.
- BNPL deals from Amazon, Myntra, and Amazon will take care of buying new clothes for everyone in the family as well as taking care of all the decor requirements.
- A personal loan can go up to Rs. 4,00,000 in case you are looking to go all out and arrange a lavish Diwali party by booking a banquet hall and doing all the work of making it a luxurious affair.
FAQs
Do I have to mention the purpose for which I will be using the loan?
No, there is no need to mention the purpose.
Which are the BNPL merchants that CASHe offers?
Uber, Myntra, Flipkart, Amazon, Apollo Pharmacy and Big Basket are the available merchants for BNPL deals.
Is the BNPL deal amount the same for all merchants?
No, it is not the same. Here are the BNPL deal amounts for each merchant:
Uber
Minimum Amount – Rs. 3,000 (90 days); Rs. 6,000 (180 days)
Maximum Amount – Rs. 10,000 (90 days and 180 days)
Myntra
Minimum Amount – Rs. 3,000 (90 days); Rs. 6,000 (180 days)
Maximum Amount – Rs. 60,000 (90 days and 180 days)
Flipkart
Minimum Amount – Rs. 3,000 (90 days); Rs. 6,000 (180 days)
Maximum Amount – Rs. 60,000 (90 days and 180 days)
Amazon
Minimum Amount – Rs. 3,000 (90 days); Rs. 6,000 (180 days)
Maximum Amount – Rs. 60,000 (90 days and 180 days)
Apollo Pharmacy
Minimum Amount – Rs. 3,000 (90 days); Rs. 6,000 (180 days)
Maximum Amount – Rs. 10,000 (90 days and 180 days)
Big Basket
Minimum Amount – Rs. 3,000 (90 days); Rs. 6,000 (180 days)
Maximum Amount – Rs. 10,000 (90 days and 180 days)
Which is the most suitable option – Personal Loan, BNPL Deal, or Credit Line?
It depends on personal preference and your financial requirement.
