Get An Instant Personal Loan In Kochi

Kochi is a beautiful city in Kerala, sitting on the shores of the Arabian Sea and offering breathtaking panoramas. It houses stunning backwaters, historical monuments like Fort Kochi, the ever-radiating Marine Drive, and vibrant streets. Over time, Kochi has attracted not only travellers but also a number of businesses, making it a major business hub in Kerala.

CASHe offers instant personal loans in Kochi to help you with any urgent financial requirements. Avail instant loans with CASHe for your medical bills, home repairs, education, travel or business needs. Download the CASHe app and apply today to get competitive interest rates and an easy repayment schedule. Get your loan approved within minutes.

Interest Rates & Charges for Personal Loans in Kochi

When you apply for a CASHe instant personal loan in Kochi, it is important you check the interest rates and fees. Here’s what CASHe offers:

• Interest Rate: 2.79% to 3% per month on reducing balance.
• Processing Fee: 2.5% of the loan amount.
• Late Payment Charges: Up to 0.1% per day after a 5-day grace period.

Features & Benefits of a Personal Loan in Kochi, Kerala

CASHe is a great choice if you are looking for private finance in Kochi, and here are some significant reasons:

• Instant Approval – Get your loan approved in minutes.
• Quick Disbursement – Get your money credited within hours.
• No Collateral Required – No need to pledge any property or assets.
• Flexible Loan Amounts – Borrow amounts from ₹45,000 to ₹3 lakh.
• Easy Documentation – Submit only a few basic documents.
• 100% Online Process – Apply from your phone anytime.
• Flexible Repayment Options – Choose loan tenure up to 540 days.

Eligibility Criteria for a Personal Loan in Kochi, Kerala

To apply for a personal loan in Kochi, you must fulfil the following requirements:

• You must be an Indian citizen.
• Age between 18 and 58 years.
• Have a monthly income of at least ₹40,000.
• Have an active bank account.
• A credit score of 600 and above.

Documents Required for a Personal Loan in Kochi

For private finance in Kochi, you need to produce certain documents. With the help of these documents, you can easily apply for a CASHe personal loan in Kochi:

• For Identity Proof – Aadhaar card & PAN card
• For Address Proof – Passport, Voter ID or electricity Bill.
• Salary Slips or Bank Statements – To verify your income.
• Bank Account Details – Account number & IFSC code.
• A Selfie – For identity verification.

Note: Make sure you provide updated documents to speed up the loan approval process.

How to Apply for a Kochi Personal Loan?

Here are the steps you need to follow to avail a Kochi personal loan with CASHe:

Step 1: Download the CASHe app.

Step 2: Register and create an account with your phone number.

Step 3: Upload your Aadhaar, PAN and proof of income and complete the KYC process.

Step 4: Select the loan amount and tenure you wish to go with.

Step 5: Submit your loan application and wait for its approval.

Step 6: Once approved, get the loan money into your bank account within hours!