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Archives for "Tag: revolving credit"
Union Budget 2024-25 – All You Need to Know

The Union Budget is a yearly financial plan presented by the Finance Minister of India for the development of the country. For the year 2024-25, Finance Minister Nirmala Sitharaman announced important changes to simplify the tax system and boost economic growth. With a focus on job creation and youth skilling, ‘EMPLOYMENT’ was the theme of […]
Personal Loan Interest Rates in India: Understanding Charges and Processing Fees

What is one thing you often consider when taking a personal loan? It has to be the interest rate or loan charges & fees, right? Interest rates are important as they tell the amount you would be paying apart from the principal amount during the loan tenure. So, in this brief guide, let’s understand everything […]
What is e-KYC? A Quick Guide

We live in a digital sphere where we deal with a digitally advanced world on a daily basis. In such an environment, it is not easy to verify someone’s identity. And this is why the concept of KYC, otherwise known as Know Your Customer, has come into the picture. And e-KYC is the digital KYC […]
How to Link an Aadhaar Card with Your Bank Account

The Aadhar Card is an important identity card for Indians and is quite helpful in carrying out several tasks. As per the new rule, it is significant for everyone to link their Aadhaar card with their bank account to ensure smooth banking services and accessing government benefits. The process verifies your identity and then allows […]
What Are Non-Performing Assets (NPA)?

In the world of banking and finance, non-performing assets, also called NPAs, are critical. Wondering why? Well, NPAs are the loans that borrowers still need to pay back and hence, they can cause problems for banks. Also, having unpaid loans can make it harder for borrowers to get loans in the future because it affects […]
NEFT in Banking – Full Form, Features, Charges, Timings and Advantages

The world has gone digital and people around the world now use the internet to carry out various tasks, whether it is ordering food or transferring money. Now, if we talk in terms of financial technologies, the banking system has certainly levelled up in the last couple of years. As a result of this, transferring […]
Moratorium Period: What It Is, Benefits, Example and Formula

When you borrow money from a bank or a lender, sometimes unexpected situations or any financial emergency can make it hard for you to pay it back on time. These tough times can be harsh to you and put you in situations which may not be favourable. In such cases, a moratorium period can be […]
Best Financial Raksha Bandhan Gifts for Sisters

Rakshabandhan is a special occasion as it celebrates the bond between brothers and sisters. So, now when it is around the corner, it’s a time to show love and care. And what better way to do this than by giving thoughtful gifts that can secure your sister’s financial future? Financial gifts are not only meaningful […]
CASA – Full Form, Features, Benefits, and Formula

Ever heard of CASA? Well, in the finance world, CASA is a term you would hear often when talking about banks. Banks use these CASA accounts to hold customers’ money and that’s why every person must be aware of CASA, its features, benefits, and how it works. The more you understand, the better it is […]
How To Check the Status of Your Personal Loan Application

Not every time you apply for a personal loan can be a great experience, especially when you are eagerly waiting to hear back from the lender. But if you know how to check the status of your personal loan application, then you can always stay updated on its progress and have peace of mind. In […]
Best Loan Apps for Students in India (Updated 2024)

When you are a student, there are several things you need to take care of. You have costs associated with school, books, and many other significant needs. Managing these expenses can be difficult for students at times. But when you have the option of loans, you need not worry! Thankfully, there are many loan apps […]
15 Best Finance YouTube Channels in India (Updated July 2024)

Finance is an important aspect of our daily lives as it influences everything from budgeting to investment decisions. With the advent of high-speed Internet in recent years, YouTube has emerged as a valuable resource for financial education. The platform offers accessible and often free content to viewers. For individuals in India looking to enhance their […]
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