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Archives for "Author: Kajol Vasandani"
What is a Small Loan? All You Need to Know

Ever found yourself in a situation where an unexpected bill or expense pops up out of nowhere, and you are just left scratching your head, wondering how to cover it? Well, that’s where small loans come in to save the day for you! These small loans come in like a superhero and offer you a […]
Top 20 Loan Companies in India (Updated July 2024)

Sometimes, we need extra money to cover unexpected expenses like medical bills, home repairs, or education fees. This is where loans come in handy. In India, there are many companies that offer personal loans to help you meet your financial needs. With this article, let us guide you through the top loan companies in India […]
15 Best Personal Finance Blogs to Follow in 2024

Managing your money can be tricky, but there are lots of great blogs out there to help you manage your finances better. These blogs are run by experts and enthusiasts who share their knowledge and tips to help you make better financial decisions. They cover a wide range of topics including saving, budgeting, investing, and […]
FOIR (Fixed Obligation to Income Ratio): What It Is and How It Is Calculated

When you are looking to borrow money, whether it is for a house, a car, or personal use, one key factor that lenders consider is your Fixed Obligation to Income Ratio (FOIR). This ratio helps them figure out if you can handle more debt. In other words, FOIR measures how much of your monthly income […]
What is Loan Repayment and How Does It Work

Borrowing money through a loan is now a common practice, whether it is for buying a house, financing education, or covering personal expenses. However, before you take out a loan, you should be aware of the concept of debt repayment, the loan repayment types, and how loan repayment works. This would help you maintain good […]
What Is a Loan? A Detailed Guide

Loans are very helpful when you need urgent cash to deal with an emergency or to achieve your financial goals. A loan is an agreement where the lender provides money to the borrower with the expectation that the borrower would repay the loan amount along with interest over a specified period. Loans help individuals as […]
CIBIL Score vs Experian Score: Which One is Better

Credit scores are a significant part of your financial life as it is the credit score that influences everything from loan approvals to the interest rates you receive. In India, two primary credit bureaus, CIBIL and Experian, provide these scores. Both institutions collect and analyse your credit information to generate a score that shows your […]
What is Credit Control and How Does it Work?

If you wish to run a successful business, then you should be aware of credit control and its aspects. Credit control is an important part of managing a business’s money. It is all about ensuring that customers pay on time. This would help your business stay financially healthy. Let’s take a look at different aspects […]
What is EMI: Full Form, Meaning, and How is it Calculated?

Loans are of great importance as they can help you in unexpected times. Whenever you are in need of urgent cash or are experiencing a financial crunch, loans come to rescue you. When you take loans to buy homes, cars, or other items, you often pay back the borrowed money in smaller manageable amounts over […]
Money-Saving Tips For Working Professionals

When you are a working professional, financial challenges are likely to appear. Whether it is managing monthly expenses or saving for the future, you should always look forward to smart money management tips and strategies. This way you would be able to save a fortune for your future. Here, in this article, we would learn […]
Debunking Major Myths About Personal Loans

People seem to have many preconceived ideas surrounding personal loans. However, many of these are just myths. So, let’s debunk some major misconceptions about personal loans and understand in simple terms why they are not always what they seem to be. Despite their bad reputation, personal loans are actually versatile financial tools that can help […]
Different Ways To Use a Marriage Loan In Your Wedding Preparations

Marriage is a special occasion and everyone often leaves no stone unturned to make it the affair of a lifetime. But every wedding comes with a lot of bills. Though planning a wedding is exciting, it could be an expensive journey for many, as you have to pay for venue rentals, catering and decorations, among […]
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