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Blogs for "Credit score"
How to Spot & Fix Credit Report Issues?

Maintaining a good credit score is fairly difficult. You have to keep track of your accounts, have a healthy credit mix, make timely payments, and dodge penalties as much as you can.  It’s no piece of cake!  But what if after all that hard work and due diligence, you find your credit score still frown-worthy? […]
Building and Improving Credit Score – Infographic

Developing and enhancing your credit score is an important component of managing your money and reaching your financial objectives. Your credit score is a numerical representation of your creditworthiness that lenders, banks, and other financial organisations use when you apply for loans, credit cards, or other financial goods. A strong credit score can help you […]
Do BNPL Schemes Affect Your Credit Score?

In today’s world, your credit score represents your financial situation and stability. Your low credit score can have people questioning your trustworthiness & finance management abilities.  Many people are using Buy Now Pay Later to get instant credit, but are these BNPLs a boon or bane for your credit score?  Let’s first know the factors […]
What Are The Different Types Of Credit And How Do They Impact Your Credit Score?

If you’re reading this, then you probably know that having a good credit score is important. It can be the difference between getting an affordable mortgage or being denied by lenders. A high credit score can also help you apply for instant loans, car loans, insurance policies, and even apartments or utilities. The thing is, […]
What Can Go Wrong With Your Cibil Report?

TransUnion CIBIL is a credit reporting company that issues credit reports and credit scores to individuals and lenders. Both are important metrics because they are used by lenders to assess an individual’s creditworthiness. This information can be used to determine whether someone is eligible for a cash loan, and if so, what the terms of […]
How to Check Your Credit Report for Free?

Want to check your credit report but are not sure where to start? You are in the right place! In this blog, we will cover everything you need to know about your credit report and credit score. We take you through the easy ways you can check your credit report at no extra cost. Lastly, […]
5 Facts about CIBIL Scores You Probably Didn’t Know

A CIBIL score is a three-digit number ranging from 300 to 900 that represents an individual’s creditworthiness. A higher CIBIL score indicates a lower risk of default and is generally seen as a good sign by lenders.  Your CIBIL score is one of the most important things that lenders look at when you apply for […]
6 Reasons Why Your Instant Cash Loan Might Get Rejected

Did you know the pain of being rejected by your crush is equal to the pain of a rejected loan?  Think about it, in both cases you have a lose-lose situation. Not only do you feel hurt at rejection, but you also have to bear the consequences of it.  In case of your crush’s rejection, […]
What’s Better Short Term Loans vs Long Term Loans – Infographic

Today, borrowing loans have become so much more convenient and easier. All you have to do is download a personal loan app on your smartphone, create an account and apply for a loan. What’s more, different kinds of loans are available so you can choose the one that suits you. You can also choose between […]
What’s Better Personal Loan or BNPL to Deal With Medical Emergencies – Infographic

With changing times and the development in technology, so many financial tools have been made available. Each of these options comes with its own set of benefits and can be most useful during emergencies. When it comes to dealing with a medical emergency, you need to be prepared for spending a considerable amount. If you […]
A Basic Guide to Understanding Credit Score – Infographic

A credit score is a scale of creditworthiness. It is measured for a person or an organization as a number between 300-850. The higher the score, the better a borrower looks to a potential lender. The primary factors contributing to it include: Payment history  Total amount owed Types of credits, etc. With these in consideration, […]
Making The Most of Debt Consolidation – Infographic

There can come instances where you will feel the need to borrow loans to pay for things like home renovation, traveling, medical emergencies, etc. Sometimes, that one loan might not be enough; you might end up borrowing multiple loans. But when you borrow so many loans, are you aware of your repayment capacity? When you […]