Financial Planning Archives

Is Insurance Mandatory for Personal Loans? Everything You Should Know

When you take a personal loan, the bank or lender may also ask you to buy an insurance plan. And this is when you might wonder – is insurance for loans compulsory? Do you really need it? In this blog, we will do our best to answer all your queries regarding insurance for loans. Here, […]

Health Insurance in India – All You Need To Know

Medical health insurance is of utmost importance, as medical treatments can be very expensive these days. A simple test or just a hospital stay can cost a lot. A medical health insurance policy would not just cover your hospital bills and doctor’s fees but also take care of medicines and even surgeries. You just have […]

Top AI Tools for Finance You Should Know in 2025

We live in a world of advanced technology, and AI is taking over. From how we chat, shop and travel to how we manage our money, Artificial Intelligence (AI) is everywhere. New AI tools are popping up every day, making life easier and smarter. And when it comes to handling your finances, these financial tools […]

Form 15G and Form 15H Explained

When you earn an income from a savings account or any other source, the bank may take a small part of it as tax. This is called TDS (Tax Deducted at Source). But if your total income in a year is not high enough to be taxed, you can stop the bank from deducting this […]

Smart Financial Moves Before the Financial Year Ends – How a Loan Can Help

It is important to check your finances from time to time so you can manage them efficiently. Now that the financial year is about to end, it is the right time to understand and learn some smart financial moves to save and make money. If you are someone who is not well aware of end-of-year […]

Difference Between Financial Year and Assessment Year

The terms financial year and assessment year are often used when we talk about finance. Most of us may get confused between both these terms as they may seem similar. While the financial year is the year when you earn money, the assessment year is the year when you calculate taxes and file tax returns […]

Best Ways to Save Income Tax In 2025-26

Income Tax rules can be overwhelming, especially when you are unsure where to start. In India, taxpayers have the choice of opting for the new income tax regime or continuing under the old income tax regime, each offering distinct advantages. Before you decide which path is right for you, here are some income tax saving […]

A Beginners Guide to Filing ITR Online

Income Tax Returns (ITR) are official documents that are filed with the government to report an individual’s or entity’s earnings, deductions, and taxes paid during a financial year. They help ensure compliance with tax laws, enable possible refunds of overpaid taxes, and are also a legal proof of income for various financial transactions. Filing ITR […]

Financial Planning for Couples: Managing Finances and Goals

Money matters in any relationship, but when you’re in a committed partnership like marriage, financial planning becomes even more critical. Couples often face challenges in merging their financial lives, aligning their goals, and effectively managing their finances. But why is it so important for couples to sync their finances? Well, for many reasons! First, having […]

This Valentine’s Day, Gift Financial Stability to Your Partner

Valentine’s Day is a time to celebrate love and show appreciation for our partners. While chocolates and flowers are traditional gifts, why not consider giving your partner something that will provide them with long-term benefits, such as financial stability? Financial security is essential for a stress-free life and a healthy relationship. This Valentine’s Day, consider […]

5 New Financial Products for the New Year

Interest rates are historically low and depositing money into savings is a breeze these days. That’s why more financial institutions and loan apps than ever are jumping on the cash machine bandwagon and offering consumers more ways to save. From savings accounts with high-interest rates to home loans, you can now find a plethora of […]

What Are The Best Financial Hacks for New Homeowners?

Individuals have many goals in their life such as travelling to a foreign destination, getting a promotion, and building a family. Of these, an important goal for many is to buy a home. But just because owning a home is important doesn’t mean it’s simple. Buying a home can be a huge financial endeavour. It’s […]