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Blogs for "Miscellaneous"
The Digital Arrest Fraud – Details You Should Know!

Have you ever received a fraudulent call where you were told the police would arrest you soon? In such digital arrest frauds, scammers pretend to be police or government officers and try to scare you into sending them money. They may give any reason that would look valid on the call. So, how do we […]
How Inflation & Interest Rates are Linked

Inflation and interest rates are two key concepts when we talk about the country’s economy. While inflation is an increase in prices of things, interest rates decide how much we pay when we take out a loan or how much we earn when we save money in our bank accounts. These two factors are closely […]
What is an ELSS Fund?

Looking for a smart way to save tax and grow your money? Then you should know about ELSS mutual funds. An Equity Linked Savings Scheme (ELSS) is a special type of mutual fund that lets you invest in the stock market and save tax under Section 80C of the Income Tax Act at the same […]
What is the Viksit Bharat by 2047 Scheme – Details Inside

Viksit Bharat 2047 is one of the most significant initiatives the government of India has taken to make the country a strong and developed nation. The year 2047 is considered for this initiative as India will then complete 100 years of independence. According to the plan, the goal is to improve life for everyone in […]
Form 15G and Form 15H Explained

When you earn an income from a savings account or any other source, the bank may take a small part of it as tax. This is called TDS (Tax Deducted at Source). But if your total income in a year is not high enough to be taxed, you can stop the bank from deducting this […]
What is IMPS- Meaning, Full Form, and More

Each of us may come across a situation when we need to send or receive money quickly. That’s where IMPS helps. The IMPS or Immediate Payment Service is a fast and easy way to transfer money between bank accounts. As it is a real-time electronic fund transfer system, you can use it anytime, whether it […]
What is Mudra Yojana?

It is not easy to start a business. Whether you are looking forward to growing a small business or a large business, you often require financial support. Though you can get a bank loan easily nowadays, it can be challenging for small entrepreneurs to get loans from traditional banks due to strict requirements and extensive […]
What is a Cross Cheque?

If you have a bank account, then you must have used a cheque at some point in time. This cheque is a piece of paper that you can use to send money from your bank account to another. But did you know that not all cheques can be cashed at the bank counter? One such […]
Best Finance Influencers in India

Money is an important aspect of life. Undoubtedly, it is not everything but it is something that we all deal with regularly. Hence, it is of utmost significance that we know how to manage it well and wisely. Back in the day, people used to take advice from banks, financial advisors and family members for […]
Eid Loan: Get Yourself Eid Gifts in a Budget

The Eid season has stepped in with all colours and joy. It is a time of togetherness and celebration. Families are getting ready to enjoy delicious feats and exchange gifts. However, managing expenses on festivals can be a different affair altogether. Since you need money for gifts, clothes and food, it can be challenging at […]
What Are the Different Types of Bank Accounts in India?

A bank account is your safe place where you keep your money and savings. With the help of a bank account, you can save, manage and spend your money wisely. Based on various needs and requirements, banks in India offer different types of bank accounts. There are some accounts dedicated to saving money and some […]
What is a Pan Card and How to Apply for a Pan Card?

We need different identity cards in our daily lives to prove different aspects. For example, the Aadhaar card primarily works as identity and address proof, Voter ID allows you to legally vote for your favourite contestant during an election. PAN Card is another important identity card that every Indian should have. It helps in financial […]
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